Upgrading The CSP to CSR

[Anonymous]

Hey guys!

  So I've thinking about upgrading my Chase Sapphire Preferred to the Chase Sapphire Reserve but I have one single question about it. Can I do it? Haha! 

  My credit line is $9.8k and I got the CSP back in August 18'. Because of the CARD Act, do I have to wait until August 19' before upgrading it to the CSR or no? I know that the initial credit line for the CSR is $10k but I'm only $200 so it should be fine, not worried about it.

  If it doesn't work, I'll probably apply for the Citi Prestige once it becomes available again but this day never comes, hahaha!

Thank you!

[Anonymous]

You have to wait the year.

[FinStar]

I'm not sure how (recently) strict they are as far as the minimum $10K threshold even if you fall short by some pocket change. So if $200 doesn't make the cut, you'll have to decide whether the HP to CLI is worthwhile.

But, you can 'rob' some of the CL from your Freedom via reallocation to make it happen and hopefully you can be ok with that card being at $1K (or less).

ETA - just noticed you've had CSP since August 2018. You'll have to wait OP.

[Anonymous]

Thanks for the responses, guys!

[Anonymous]

Citi prestige is available as of today.

[DU556]

Nor trying to thread jack but why are people eagerly waiting for the citi prestige card?

I would move limits around if i was OP to get that line over$10k.

[Pikaboo-icu]

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@DU556 wrote:
Nor trying to thread jack but why are people eagerly waiting for the citi prestige card?

I would move limits around if i was OP to get that line over$10k.

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It's the shiny new object.. LOL

In all seriousness; there's a discussion about it on this board, where it's deconstructed at length.

I'll link it for ya:

Revamped-Citi-Prestige-Card

[Anonymous]

Oooooh Shiny...I Want It!

[Anonymous]

My best guess about people eagerly awaiting prestige - they want as much time as possible to milk 4th night free before it's nerfed

[Anonymous]

prestige now is a better card, higher points, better trip delay coverage, and actually has a SUB, while upgrading from csp to csr has no sub at all.