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I feel like for one reason or the other, there is a bank that come hell or high water, you'll never do business with them again. This disdain can be based on a bad experience referencing a credit card, mortgage, bank acct etc.
What say you? Who have you written off?
For the record, hands down, mine is Wells Fargo. If they were the last bank on earth, I'd use cash!
@CreditCharmer wrote:I feel like for one reason or the other, there is a bank that come hell or high water, you'll never do business with them again. This disdain can be based on a bad experience referencing a credit card, mortgage, bank acct etc.
What say you? Who have you written off?
For the record, hands down, mine is Wells Fargo. If they were the last bank on earth, I'd use cash!
Barclays, Capital One, and Bank of America.
@SouthJamaica wrote:
@CreditCharmer wrote:I feel like for one reason or the other, there is a bank that come hell or high water, you'll never do business with them again. This disdain can be based on a bad experience referencing a credit card, mortgage, bank acct etc.
What say you? Who have you written off?
For the record, hands down, mine is Wells Fargo. If they were the last bank on earth, I'd use cash!
Barclays, Capital One, and Bank of America.
Ohhhh wow! Although I have no problem with them, I hear ppl trash BOA a lot. Yikes!!!
Bank of America, Chase, Discover and these are just off experience. Not to mention, I have a "how will this bank/credit union benefit me" list of features I look for as well... calculated into a "Financial Benefit Score" lol Adverse actions can get them closed/blocked or removed from my finances.
@CYBERSAM wrote:🚫 Credit One Bank for sure! 🚫
Yes, yes and Yes!!! Subprime for sure.
CHASE. One of their CSRs had the audacity to tell me the money I deposited with them in a checking account was not MY money but theirs and they simply let me use it. I closed my accounts immediately on the spot. I will NEVER do business with them again.
@CYBERSAM wrote:🚫 Credit One Bank for sure! 🚫
Most definitely. Fee-thirsty and predatory banks are blacklisted in my book.
Capital One - Wasting my time with a bucketed card and triple pulls
Wells Fargo - Closing my checking account with no notice
Barclays - Auto declining anything and everything, even before my BK
Bank of America - Wasting my time and not honoring their sign on bonus (approved for a $4500 limited platinum card instead of the $5k Visa Sig)
Synchrony Bank - Demanding tax documents and holding my cards hostage
That's all for now.
@Cowboys4Life wrote:CHASE. One of their CSRs had the audacity to tell me the money I deposited with them in a checking account was not MY money but theirs and they simply let me use it. I closed my accounts immediately on the spot. I will NEVER do business with them again.
Chase has me blacklisted and I have no clue why. I was in-branch one day trying to open a business account... CSR was nice about it, didn't say nothing but removed the privacy screen for me to see his computer screen. Nothing but a full screen of RED PARAGRAPHS... too much to read. I was embarrassed and politely got up and left. I should have known something years before when they closed a prepaid account within two weeks from opening it in-branch. No more embarrassment from Chase for me.