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Big list of pre approvals from......

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Anonymous
Not applicable

Re: Big list of pre approvals from......

No.... I have seen that DOC list before. There should be a more detailed list from your regional banks like Huntington, Key, BMO Harris, and Old National,etc. It would be a good thing when and if banks offer this before an HP. Thank you.


@GApeachy wrote:

I posted a link to your other thread that gives a list of which bank pulls what cr.  There is mention of some banks like BB&T that do an EQ sp.

Is this what you're looking for?https://ficoforums.myfico.com/t5/General-Credit-Topics/The-quot-Which-Banks-Pull-Which-Report-For-Ap...

If not, DOC has a list of prequal/preapprovals here:

https://www.doctorofcredit.com/view-personalized-credit-card-offers/

 

 


 

Message 11 of 20
Remedios
Credit Mentor

Re: Big list of pre approvals from......

@Anonymous  I've merged your two threads on the same topic.

Please avoid cross posting, it creates confusion and it helps avoid redundant answers. 

Thank you. 

Message 12 of 20
Anonymous
Not applicable

Re: Big list of pre approvals from......


@Anonymous wrote:

I want one without doing a HP. Someone here made a list, I am sure of it.


Welcome to the forums! Using a prequal tool usually results in a SP unless otherwise noted. It isn't until you accept the offer that it becomes a HP.

Message 13 of 20
donkort
Valued Contributor

Re: Big list of pre approvals from......

That's absolutely true.

 

I know of only one card where you can apply and get a concrete offer (e.g., $5,000 at 23.9% APR) through a soft pull.  If you accept the offer, it's a hard pull.  That card is the Apple Card.  Perhaps there are others I don't know about.

 

A prequalification is always a soft pull.  But read the fine print before doing a prequal, though.

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 14 of 20
Anonymous
Not applicable

Re: Big list of pre approvals from......

I applied 2 weeks ago for BB&T credit cards via there pre approval site.   No hard pull got 2 credit cards and still no HP on my reports.   Credit card is listed on my reports they are fast putting that on there.  They listed the account on my reports before I even got the card!  lol   But no HP

Message 15 of 20
donkort
Valued Contributor

Re: Big list of pre approvals from......

I went on their Site.  Even though there are branches in New York, BB&T has no provision for a New York address within their Preapproval page.

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 16 of 20
Anonymous
Not applicable

Re: Big list of pre approvals from......

Thank you to everyone! If you think of something else. Please let me know.

Message 17 of 20
FinStar
Moderator Emeritus

Re: Big list of pre approvals from......


@Anonymous wrote:

Thank you to everyone! If you think of something else. Please let me know.


It appears a member just recently created a thread on this.  You can use the link below for reference:

 

https://ficoforums.myfico.com/t5/General-Credit-Topics/List-of-companies-with-pre-qualify-pre-approval-options-So-you/td-p/5938753

Message 18 of 20
Anonymous
Not applicable

Re: Big list of pre approvals from......

WOW Thank you. Keep up the good work. 

Message 19 of 20
FinStar
Moderator Emeritus

Re: Big list of pre approvals from......

Hope it is helpful in your situation.  That said, I'm locking this thread to direct any similar queries to what's been provided above.

Message 20 of 20
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