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BoA fico score

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BoA fico score

Hi MyFico,

 

I know there are threads regarding BoA's fico from TU but I wanted a direct answer from people.

 

I know that the BoA fico is a fico 8 from TU.  Is it accurate? Has anyone compared that to another fico 8 from anywhere else?

 

Thanks.

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Message 1 of 6
5 REPLIES 5
Moderator Emeritus

Re: BoA fico score


@SGTtar wrote:

Hi MyFico,

 

I know there are threads regarding BoA's fico from TU but I wanted a direct answer from people.

 

I know that the BoA fico is a fico 8 from TU.  Is it accurate? Has anyone compared that to another fico 8 from anywhere else?

 

Thanks.


Yeah, me, and others... it is Smiley Happy.  




        
Message 2 of 6
Community Leader
Super Contributor

Re: BoA fico score

Seems to be. Just got my 1st ever available score from BOA, as i recently got my first cc with them, and it does match the one from my Walmart. Since ive seen my most recent fico 8 TU yesterday, it was very close to that given by BOA. Since reports change with time , my original score from BOA was dated from Apr19, i know the numbers may not stay exact as your report can be updated many times since that day. Hope this helps a little!
#ChaseCreditCardHobby Enthusiast
2022
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Message 3 of 6
Regular Contributor

Re: BoA fico score


@Revelate wrote:

@SGTtar wrote:

Hi MyFico,

 

I know there are threads regarding BoA's fico from TU but I wanted a direct answer from people.

 

I know that the BoA fico is a fico 8 from TU.  Is it accurate? Has anyone compared that to another fico 8 from anywhere else?

 

Thanks.


Yeah, me, and others... it is Smiley Happy.  


Thanks Revelate!

 

My score is very good for someone who recently started building credit and it was too good to believe.

[Chase] [BofA] [Amex] [Citi] [Discover]
Message 4 of 6
Moderator Emeritus

Re: BoA fico score


@SGTtar wrote:

@Revelate wrote:

@SGTtar wrote:

Hi MyFico,

 

I know there are threads regarding BoA's fico from TU but I wanted a direct answer from people.

 

I know that the BoA fico is a fico 8 from TU.  Is it accurate? Has anyone compared that to another fico 8 from anywhere else?

 

Thanks.


Yeah, me, and others... it is Smiley Happy.  


Thanks Revelate!

 

My score is very good for someone who recently started building credit and it was too good to believe.


FICO 8 is seriously friendly to new credit folks; 760 after a year, potential for 800 in two if someone hit the numbers right though maybe oldest account might keep them out of that.  Either way it's possible to establish a high credit score quickly under the current generation of algorithms.




        
Message 5 of 6
Valued Contributor

Re: BoA fico score

Keep up the great work. Shows how well you are doing so far.
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 6 of 6
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