Discover IT FICO starting Nov 19

[broseph23]

I don't think the cash back offer includes a 0% APR promo for purchases. Anyway, I also received their best terms when I applied in August (10.99%) and still got my TU fico score from them.

[Gunnar419]

I tried to get some word straight from Discover about whether the're really going to start offering free FICOs. They responded:

"Thank you for your message regarding your Discover account. I understand your inquiry about the FICO Score being included on your statement, and I am happy to assist you today!

"Regrettably, we do not have any information to provide to our customers regarding this issue at this time.  Any additional features being provided will be officially announced once they are released."

But it's not a NO!

[_jb_]

Just a quick bump for this. www.discover.com/fico now has all of the information. Sorry if another thread was created, haven't seen one.

[H4LO]

It will show up with your next statement.

[RushXTC]

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@_jb_ wrote:

Just a quick bump for this. www.discover.com/fico now has all of the information. Sorry if another thread was created, haven't seen one.

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Woah! OMG, That's awesome. Glad I got my IT before gardening!

This is super awesome, I'm excited! I love getting those small updates on CK and CS, But if it's an actual FICO.. This is even better!

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@H4LO wrote:

It will show up with your next statement.

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Yep!

[indiolatino61]

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@RushXTC wrote:

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@_jb_ wrote:

Just a quick bump for this. www.discover.com/fico now has all of the information. Sorry if another thread was created, haven't seen one.

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Woah! OMG, That's awesome. Glad I got my IT before gardening!

This is super awesome, I'm excited! I love getting those small updates on CK and CS, But if it's an actual FICO.. This is even better!

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@H4LO wrote:

It will show up with your next statement.

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Yep!

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Unfortunately for me, it's TU...which I already get with Walmart....

[chwebb1]

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@indiolatino61 wrote:

Unfortunately for me, it's TU...which I already get with Walmart....

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 I feel the same way. I get my TU through Barclaycard. I was really hoping for EQ/EX.

[FocusedAndDetermined]

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@chwebb1 wrote:

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@indiolatino61 wrote:

Unfortunately for me, it's TU...which I already get with Walmart....

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 I feel the same way. I get my TU through Barclaycard. I was really hoping for EQ/EX.

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Ditto! 

[coldnmn]

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@FocusedAndDetermined wrote:

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@chwebb1 wrote:

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@indiolatino61 wrote:

Unfortunately for me, it's TU...which I already get with Walmart....

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 I feel the same way. I get my TU through Barclaycard. I was really hoping for EQ/EX.

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Ditto! 

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Ditto and Walmart it has to be TU pading its bottom line!

[kkapdolee]

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@chwebb1 wrote:

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@indiolatino61 wrote:

Unfortunately for me, it's TU...which I already get with Walmart....

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 I feel the same way. I get my TU through Barclaycard. I was really hoping for EQ/EX.

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There are 16 different versions of TU FICO scores and we don't yet know which version Discover is going to provide.

Walmart's and Barclay's just happens to be the same (TU FICO 08 Classic) but it is both different from the one MyFICO sells (TU FICO 98 Classic) and the one Merrick bank provides (TU FICO 08 Bankcard Enhanced).

I'm just hoping it would be a TU FICO 04 classic version because that would be perfect as it would be the closest approximation to the EQ FICO score MyFICO sells and also the ones mortgage lenders use.

EDIT: Also, if you want EQ/EX, there are lenders out there that provides free monthly scores for those. DCU gives EQ FICO 04 Classic, PSECU gives EX FICO 04 Classic, and FNBO gives EX FICO 08 Bankcard Enhanced. See my signature #3 for more information.