Experian SP for "COURT"?

[rosepatriot]

Probably some clown that works for Experian that likes freaking others out for kicks. Maybe somebody will sue them for mental anguish. Court would alert anyone.

[SMB85]

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@rosepatriot wrote:

It stands for courtesy! It's a soft pull before a hard pull. If you notice each time you apply for a major purchase or apply for a credit card it will do a courtesy pull or soft pull and will be listed under COURT. It freaked me out when I seen it and made many calls to clarify this. Hope this helps!

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That's exactly what I've been noticing. Phew... Thanks for helping us all get to the bottom of it!

[Itgem679]

Thank you for speaking up!

[Chelbell]

I found out that the dates on my soft inquiry directly coordinates with the dates that I purchased a gun.  It appears that they are running background checks to maintain identity verification.

[northway]

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@Chelbell wrote:

I found out that the dates on my soft inquiry directly coordinates with the dates that I purchased a gun.  It appears that they are running background checks to maintain identity verification.

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That has absolutely nothing to do with it. NICS checks don't touch your credit report at all.

[Seanwhale]

Thanks. It freaks me out. It does correlate with the hard pulls when I applied for the Wells Fargo and Chase credit cards

[Seanwhale]

help center-file a dispute-start a new dispute-inquiries-Soft inquiries

[rosepatriot]

Your welcome! Someone at Experian likes messing with people!