cancel
Showing results for 
Search instead for 
Did you mean: 

Experian SP for "COURT"?

tag
rosepatriot
New Visitor

Re: Experian SP for "COURT"?

Probably some clown that works for Experian that likes freaking others out for kicks. Maybe somebody will sue them for mental anguish. Court would alert anyone.

Message 11 of 18
SMB85
New Contributor

Re: Experian SP for "COURT"?


@rosepatriot wrote:

It stands for courtesy! It's a soft pull before a hard pull. If you notice each time you apply for a major purchase or apply for a credit card it will do a courtesy pull or soft pull and will be listed under COURT. It freaked me out when I seen it and made many calls to clarify this. Hope this helps!


That's exactly what I've been noticing. Phew... Thanks for helping us all get to the bottom of it!

Message 12 of 18
Itgem679
Regular Contributor

Re: Experian SP for "COURT"?

Thank you for speaking up!

Gardening until 2023. Current scores (11/2022): Ex: 757 Eq: 757 Tu: 757
CLs: (As of 12/2022)
First Tech World Mastercard: $10k
American Express: $1K
AAdvantage: $2.8K
Wells Fargo Platinum: $4.6K
Discover It (blue): $4.5K
Discover It (red): $4.5K
~6 other cards with limits under $2K
Auth'd user on 1 Capital One card.
All balances stay under 5%.
Message 13 of 18
Chelbell
New Visitor

Re: Experian SP for "COURT"?

I found out that the dates on my soft inquiry directly coordinates with the dates that I purchased a gun.  It appears that they are running background checks to maintain identity verification.

Message 14 of 18
northway
Regular Contributor

Re: Experian SP for "COURT"?


@Chelbell wrote:

I found out that the dates on my soft inquiry directly coordinates with the dates that I purchased a gun.  It appears that they are running background checks to maintain identity verification.


That has absolutely nothing to do with it. NICS checks don't touch your credit report at all.

Personal Cards:
Message 15 of 18
Seanwhale
New Member

Re: Experian SP for "COURT"?

Thanks. It freaks me out. It does correlate with the hard pulls when I applied for the Wells Fargo and Chase credit cards

Message 16 of 18
Seanwhale
New Member

Re: Experian SP for "COURT"?

help center-file a dispute-start a new dispute-inquiries-Soft inquiries

Message 17 of 18
rosepatriot
New Visitor

Re: Experian SP for "COURT"?

Your welcome! Someone at Experian likes messing with people! 

Message 18 of 18
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.