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Experian **bleep**

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Valued Contributor

Experian **bleep**

Good grief I printed out the form to REMOVE the fraud alert I placed earlier this year. I sent 3 forms of I D with request. I get an alert a fraud alert has been placed on my report as of April 14.

Good grief are they that incompetent!! I cleared checked removed fraud alert .
NFCU PLAT 20K NFCU CR 15K NFCU AMEX 10K PENFED PROMISE 10K PENFED GOLD 10K BBVA COMPASS 7.5K CITI SIMPLICITY 4.3K DISCOVER 2.4K AMEX BC 3K AMEX MAGNET 1K AMEX ED 1K AMEX HILTON 1K. CARECREDIT 25K AMAZON 10K WALMART 10K MACYS 25K WAYFAIR 22.5K MARVEL 4.5K AU LOWES 35K IKEA 6K
Message 1 of 11
10 REPLIES 10
Regular Contributor

Re: Experian **bleep**

you are pretty much going to have to call in and be prepared to answer questions from when you were in kindergarden,

in order to get the fraud alert removed.  i have done it like 3 times.

Message 2 of 11
Established Contributor

Re: Experian **bleep**


@M_Smart007 wrote:

you are pretty much going to have to call in and be prepared to answer questions from when you were in kindergarden,

in order to get the fraud alert removed.  i have done it like 3 times.


^  Very much this, and just don't be surprised if you have to do it more than once.

I had Equifax decide to do an extended fraud alert, and it took a few phone calls to all three bureaus to get it all straightened out.  Even after I got them off of two, one would report it and the other two would follow suit and the cycle would begin all over again.






Garden goal: Gold spade and completely clean reports
Message 3 of 11
Highlighted
Valued Contributor

Re: Experian **bleep**

Good god in heaven, now thanks to Experian it's back on all 3!!!! I swear , just took it back off TU now I will have to go through the whole thing again with Equifax. 

 

I am going to call Exp tomorrow,  I am too **bleep** pissed to talk to anyone there in a decent demeaner😠😠😠😠😠

NFCU PLAT 20K NFCU CR 15K NFCU AMEX 10K PENFED PROMISE 10K PENFED GOLD 10K BBVA COMPASS 7.5K CITI SIMPLICITY 4.3K DISCOVER 2.4K AMEX BC 3K AMEX MAGNET 1K AMEX ED 1K AMEX HILTON 1K. CARECREDIT 25K AMAZON 10K WALMART 10K MACYS 25K WAYFAIR 22.5K MARVEL 4.5K AU LOWES 35K IKEA 6K
Message 4 of 11
Valued Contributor

Re: Experian **bleep**

Ugh! These credit bureaus are a nightmare to deal with lately!

 

Sorry that they’re putting you through the wringer. Smiley Sad



Scores 1/2019:
Scores 4/2019:

Hover over my cards to see my limits!
Goal: Garden... and garden... and garden.
Message 5 of 11
Valued Contributor

Re: Experian **bleep**

Yes and I applied for a CLI on my navy card and in went into review. Now I am wonder ing if that is why since I still haven't gotten decision on my request.

**bleep** experian
NFCU PLAT 20K NFCU CR 15K NFCU AMEX 10K PENFED PROMISE 10K PENFED GOLD 10K BBVA COMPASS 7.5K CITI SIMPLICITY 4.3K DISCOVER 2.4K AMEX BC 3K AMEX MAGNET 1K AMEX ED 1K AMEX HILTON 1K. CARECREDIT 25K AMAZON 10K WALMART 10K MACYS 25K WAYFAIR 22.5K MARVEL 4.5K AU LOWES 35K IKEA 6K
Message 6 of 11
Valued Contributor

Re: Experian **bleep**

I would just call NFCU and ask. It’s easier to just explain on the phone anyway when you’re already verified. 



Scores 1/2019:
Scores 4/2019:

Hover over my cards to see my limits!
Goal: Garden... and garden... and garden.
Message 7 of 11
Community Leader
Super Contributor

Re: Experian **bleep**

**bleep** Experian and EqSmiley Happy

Dilly DillySmiley Wink
Charter Member of the Discover " No Cli For You " Club !

Chase Never/24 Squad Leader
Team Pendread Anonymous
Message 8 of 11
Valued Contributor

Re: Experian **bleep**

EXPERIAN is full of crap. After being disconnected 3 times while on hold 15 minutes each time I finally get through. They claim they were alerted by one of the other 2 agencies to place fraud alert that is why they updated, ummmmm NO. TU let's you remove simply online with a swipe and I had mailed EQ to remove and it was removed, then next day EXP updates and it goes back on EQ.

 

They claim they haven't receive any mail from me and blamed on one of the other 2, they are full of crap.

NFCU PLAT 20K NFCU CR 15K NFCU AMEX 10K PENFED PROMISE 10K PENFED GOLD 10K BBVA COMPASS 7.5K CITI SIMPLICITY 4.3K DISCOVER 2.4K AMEX BC 3K AMEX MAGNET 1K AMEX ED 1K AMEX HILTON 1K. CARECREDIT 25K AMAZON 10K WALMART 10K MACYS 25K WAYFAIR 22.5K MARVEL 4.5K AU LOWES 35K IKEA 6K
Message 9 of 11
Contributor

Re: Experian **bleep**

Same thing happened to me when I requested they remove a AU account, had to get legal shield involved as they wanted to keep it on my profile, they seem to a spiteful company especially if you get CFPB and legal involved. 

Message 10 of 11