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Syncrony did a random HP of my credit?

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FloydWonder
New Contributor

Re: Synchrony hard pull four days after first hard pull?

Just want to add that this happened to me as well, when applying for my PayPal 2% cash back card on the 16th. A second Sync bank HP appeared on the 21st. I plan on giving them a call shortly to remove the extra TU pull.

Update: Spoke with a rep, and was told to allow 30 days for the additional HP to be removed from my CR. Also mentioned a letter will be mailed with the results from my support ticket request (confirmation, perhaps?).
PayPal 2% MC $10K | WF PLOC $10K
Chase Freedom Flex $13.7K | Discover IT $13.5K
WF Propel $8000 | WF Cash Wise $1500 | USB Cash+ 5000
Amex Business Prime $20K | Amex ED $4800 | Amex Gold | Uber Visa $1500

FICO 8 Scores (2/21/21): 767 TU, 770 EQ, 771 EX
Message 31 of 39
Anonymous
Not applicable

Re: Synchrony hard pull four days after first hard pull?

Happened to me as well. Got instant approval for 2% Paypal MC on11/18/18. Just next day they did a HP again. Called no one could even find me. Finally pulled my file by a supervisor. They said it will automatically roll off. 

Message 32 of 39
Anonymous
Not applicable

Re: Syncrony did a random HP of my credit?


@Anonymous wrote:

I was approved from the first HP here is a pic.

Screenshot_20181120-232243_Credit Karma.jpg


Exactly the same thing that happpend to me on 11/18 when i applied for PP MC

First one says syncb/ppmc and the 2nd one Synchrony Bank

Message 33 of 39
Anonymous
Not applicable

Re: Syncrony did a random HP of my credit?

Seems like the PP MC is the product giving the biggest issue here with the double HP.  Hopefully Synchrony can rectify whatever the issue is so that it can stop causing so many headaches.

Message 34 of 39
scarfa21
Frequent Contributor

Re: Syncrony did a random HP of my credit?


@Anonymous wrote:

Seems like the PP MC is the product giving the biggest issue here with the double HP.  Hopefully Synchrony can rectify whatever the issue is so that it can stop causing so many headaches.


I was going to post my issues also until I found this thread, Approved for Lowes, 2 HP.  Listed as SYNCHRONY and SYNCBLOWES PLCC  Both on TU.

 

haha syncblowes!  how fitting

Message 35 of 39
thatgirldina1
Member

Synchrony Paypal Mastercard - Is this usual behavior?

Hi all! I applied and was approved for the Paypal 2% cash back Mastercard ($2000 limit/734 Fico 8/clean report/1 inq./20% UTI) on Sunday night and a hard pull from SYNC/PAYPAL in Georgia showed up on my TU immediately. Fast forward 3 days to this morning and I wake up to an alert of another hard pull from SYNCHRONY with a Florida address. Does anyone know why they would pull twice? I called and was told by the rep that it was actually only one pull....even though it's showing on TU as 2 different pulls on 2 different days with 2 different addresses. She was quite condecending when I mentioned that to her and insisted that they only did a single pull and if there were 2 she said they'd probably be combined and I should call Transunion?

Message 36 of 39
SBR249
Established Contributor

Re: Synchrony Paypal Mastercard - Is this usual behavior?

There have been reports in recent days of Synchrony having issues and glitches leading to mistaken double pulls. I'd definitely hang up and call back until you reach a CSR that knows what they are talking about. If that doesn't work, escalate to a supervisor. They should not be double pulling on the same bureau for one credit application. 

Message 37 of 39
FinStar
Moderator Emeritus

Re: Synchrony Paypal Mastercard - Is this usual behavior?

As mentioned above, there's been recent reports associated with a second HP for a variety of SYNCB CCs.

On the surface, these appear to be glitches that merit correction/recoding or removal. I would definitely escalate the issue so that they're aware of it and remove the 2nd HP from your CR.
Message 38 of 39
scarfa21
Frequent Contributor

Re: Synchrony Paypal Mastercard - Is this usual behavior?

Just got off the phone with them asked for a manger right off bat, my double hit was from the CLI I requested, she told me new accounts get a HP when asking for a CLI.  Not sure if this is true or not. I did ask for 35k, so maybe they pulled it because I asked for so much?  Who knows.

 

 

Message 39 of 39
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