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The "Which Banks Pull Which Report For Apps" list

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Anonymous
Not applicable

Re: List of FICO Scores Banks Are Using For Apps/CLIs?

Thank you all for your contributions 

 

Like I said before I am pretty new at this and before I would take credit for granted. It has been a difficult road for me and now that I am seeing some "normalcy" in my credit I have been trying to get a card, I recently applied for the Jasper Master Card I hope I get accepted. Any way any reccomendations on a good card for TU 691 CS. Thanks again to all.

Message 611 of 635
Anonymous
Not applicable

Knowledge Base: What lenders are using Fico 9

 

Does anyone have a list of of lenders are now using Fico 9 scores?

Message 612 of 635
Remedios
Credit Mentor

Re: Knowledge Base: What lenders are using Fico 9


@Anonymous wrote:

 

Does anyone have a list of of lenders are now using Fico 9 scores?


 

This "knowledge base" you're seeking already exists. I've merged your thread with the one that has your answers. 

Message 613 of 635
babygirl1256
Senior Contributor

Re: The "Which Banks Pull Which Report For Apps" list

@credit_is_crack Wow . . . this is awesome information . . . thanks for posting!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 614 of 635
Sax2610
Contributor

Re: List of FICO Scores Banks Are Using For Apps/CLIs?

@Anonymous Do you know which company Amex pulls from if you apply for a card.

 

Thank you

Message 615 of 635
FinStar
Moderator Emeritus

Re: List of FICO Scores Banks Are Using For Apps/CLIs?


@Sax2610 wrote:

Do you know which company Amex pulls from if you apply for a card.

 

Thank you


@Sax2610- if you look at the first page with the data, American Express National Bank pulls Experian.  They've also on rare occasion pulled TransUnion

Message 616 of 635
Sax2610
Contributor

Re: List of FICO Scores Banks Are Using For Apps/CLIs?

@FinStar Thank you

Message 617 of 635
IaBoy62
Established Contributor

Re: List of FICO Scores Banks Are Using For Apps/CLIs?

Throwing in a real oddball here...

Pilot Flying J RV Plus card...... I have not applied but they told me they are going to pull EX (in Kansas at least) if I do apply.

 

Can mod move this to correct category please?

Message 618 of 635
AWill71i
Valued Member

Credit Cards and Specific Bureaus

Does anyone know specifically what cards pull solely from Transunion for poor to fair credit scores?

Message 619 of 635
credit_is_crack
Valued Contributor

Re: Credit Cards and Specific Bureaus


@AWill71i wrote:

Does anyone know specifically what cards pull solely from Transunion for poor to fair credit scores?


Hi @AWill71i  - figuring out which lenders pull TU and by score range is tricky. "poor to fair" is subjective, and I don't mean between you and I, but between the banks themselves. Depending on the card you're chasing, and their average customer, poor to fair may swing around. Were you looking for something particular (cash rewards, points, categories, just access to a credit card, store card?) -- there's a pretty big variety out there so I think if you can share some more insight folks might be able to help guide you from experience 

Message 620 of 635
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