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Blue FCU

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core
Valued Contributor

Re: Blue FCU (Chex sensitive)

I got denied, but they were nice enough to give me a personal call to tell me that.  It turns out if you have 3-5 inquiries in 3 years they will deny you.  I think that definitely falls under the "Chex sensitive" category.  Hell I don't even think Schwab is that bad, and that's saying a lot.

 

In my case I was pressing it on the Chex inquiries anyway even for a tolerant CU, so I'm not all that upset about the denial. But I never dreamed they would be _that_ sensitive.  Just thought I'd warn folks before anyone else applies.

Message 11 of 14
recoveringfrombk7
Established Contributor

Re: Blue FCU (Chex sensitive)


@core wrote:

I got denied, but they were nice enough to give me a personal call to tell me that.  It turns out if you have 3-5 inquiries in 3 years they will deny you.  I think that definitely falls under the "Chex sensitive" category.  Hell I don't even think Schwab is that bad, and that's saying a lot.

 

In my case I was pressing it on the Chex inquiries anyway even for a tolerant CU, so I'm not all that upset about the denial. But I never dreamed they would be _that_ sensitive.  Just thought I'd warn folks before anyone else applies.


Thanks a lot for sharing DPs!











Desired BK recovery line up complete 7/12/2021. Planning to garden until 8/2023 and potentially try for AMEX.
Message 12 of 14
Anonymous
Not applicable

Re: Blue FCU (Chex sensitive)


@core wrote:

I got denied, but they were nice enough to give me a personal call to tell me that.  It turns out if you have 3-5 inquiries in 3 years they will deny you.  I think that definitely falls under the "Chex sensitive" category.  Hell I don't even think Schwab is that bad, and that's saying a lot.

 

In my case I was pressing it on the Chex inquiries anyway even for a tolerant CU, so I'm not all that upset about the denial. But I never dreamed they would be _that_ sensitive.  Just thought I'd warn folks before anyone else applies.


Yikes! That's insane! Thanks for sharing. I don't think many of us serial posters are eligible...

Message 13 of 14
M_Smart007
Legendary Contributor

Re: Blue FCU (Chex sensitive)


@core wrote:

I got denied, but they were nice enough to give me a personal call to tell me that.  It turns out if you have 3-5 inquiries in 3 years they will deny you.  I think that definitely falls under the "Chex sensitive" category.  Hell I don't even think Schwab is that bad, and that's saying a lot.

 

In my case I was pressing it on the Chex inquiries anyway even for a tolerant CU, so I'm not all that upset about the denial. But I never dreamed they would be _that_ sensitive.  Just thought I'd warn folks before anyone else applies.


Thanks for posting. I would never qualify in a million years.

Message 14 of 14
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