Service Credit Union membership

[Anonymous]

Can someone with a Service CU checking account tell me what their Zelle limits are? I was looking and I'm thinking about moving my direct deposit to them and leaving 1stBank. Their Direct Deposit+ checking account has early direct deposit, free checks, and free transfers from savings to cover overdrafts which pretty much makes them the perfect place to put my direct deposit. Additionally they have $30 in ATM fee rebates each month and shared branching if I ever need either of them. The only potential catch would be a low Zelle limit. 

ETA: Nevermind, I hopped on chat. It looks like early direct deposit is just for military pay but that's fine. Zelle is $1500 daily and $10K monthly and Zelle transactions count towards the 5 payments monthly needed to get the Direct Deposit+ tier. 

Gotta say I am very impressed with Service CU's customer service. It's very likely that I'm going to go this route. 

[ocheosa]

As an fyi used pp key/aod fcu for service cu - category: profl svcs (+3% cb ka-ching!). I also used discover/paypal for etfcu - category: merch & svc (3qtr +5% cb woohoo!).

[credit8502020]

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@Anonymous wrote:

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@M_Smart007 wrote:

Surprised you did not use Navy?

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2% vs 1.5%. 

Trust me. First and last time I max deposit with a credit card. 

I just added my Alliant debit card to the Zelle app and transferred $250 from my savings to the checking and then instantly transferred that to 1stBank so I can just fund with my 1stBank debit tomorrow. Lesson learned!

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@Anonymous I saw your previous post as well about getting "hit with a cash advance". Can you explain further what went wrong when you funded with a credit card? I was planning to potentially use my NFCU CC to fund it, but of course will just deposit funds from my checking to avoid any issues....

[credit8502020]

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@althes wrote:

SO it seems Service CU is now soft pulling all 3 credit bureaus and chex.

So if you want an account make sure they are all open.

Weird, I have never seen this before.

They are also requiring drivers license back and front., utility bills and ss card

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@althes Thank you for posting this. Have you seen any other data points that they are still continuing this practice and pulling all 3 bureaus?