what does reconned mean?
It means when you call the backdoor number to have someone manually review your request.
My highest starting limit is with Citi Bank for the Double Cash Card at $5,000.
15k for Venture and 13.5k for Amazon Visa.
Still don’t know how I got that High of a limit lol
Highest starting limits were
BMO Harris Diners Club Mastercard $40K
Chase Sapphire Reserve Visa $30K
Mine was Discover 15k on 10-15-17.
I had a Experian Fico 8 score of 674.
AAOA was 18 months with 2 accounts. Elan visa at 2k limit at about 50% utilization, I always pif monthly, and Cap1 platinum mc at 500 limit and zero utilization.
1 car loan 13 months old for 17k.
no collections but 6 or so 30 days late installment payments on each of 3 accounts almost 5 years ago at the time. no negatives in almost 5 years.
income was 84,900 at the time.
I really think the big reason for my high starting limit for my profile at the time was I had only 1 mortgage inquiry on my credit report that was in August 2 months earlier. There was no other hard pull on Experian over the previous 2 years. The income with the lack of inquiries for me I believe was the ticket!