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MyFICO Ranking Thresholds

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indiolatino61
Valued Contributor

MyFICO Ranking Thresholds

Good morning, all...

I see that a list is available with all the ranking levels. Thanks for that. However, it would be nice to have a list delineating the actual "cut-offs" between the ranks. For example, time spent online, number of posts, etc. Just a thought. If this is indeed already available, my apologies, as I have not been able to find it. Have a great day.

Message 1 of 6
5 REPLIES 5
Varsity_Lu
Valued Contributor

Re: MyFICO Ranking Thresholds


@indiolatino61 wrote:

Good morning, all...

I see that a list is available with all the ranking levels. Thanks for that. However, it would be nice to have a list delineating the actual "cut-offs" between the ranks. For example, time spent online, number of posts, etc. Just a thought. If this is indeed already available, my apologies, as I have not been able to find it. Have a great day.


I think this thread is what you are looking for: 

 

Forum Ranking Criteria Table 2024 

Blue Cash PreferredBlue Cash EverydayHilton HonorsSavorREIFidelity Rewards VisaMore RewardsVoice Rewards + Perks CheckingMax Cash PreferredAAA Travel AdvantageCashRewards
Mechanics Savings BankFidelity InvestmentsNavy Federal Credit UnionHuntington National Bank
FICO® 8: 844 (Eq) · 838 (Ex) · 812 (TU)

Message 2 of 6
coldfusion
Credit Mentor

Re: MyFICO Ranking Thresholds


@Varsity_Lu wrote:

@indiolatino61 wrote:

Good morning, all...

I see that a list is available with all the ranking levels. Thanks for that. However, it would be nice to have a list delineating the actual "cut-offs" between the ranks. For example, time spent online, number of posts, etc. Just a thought. If this is indeed already available, my apologies, as I have not been able to find it. Have a great day.


I think this thread is what you are looking for: 

 

Forum Ranking Criteria Table 2024 


The actual algorithm is internal to MF and emperically isn't anywhere as static as that table might tend to suggest -  that table IMO should really at best should be considered a rough guide of when someone might  be getting close to ranking up. 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 3 of 6
Varsity_Lu
Valued Contributor

Re: MyFICO Ranking Thresholds

@coldfusion 

 

Agreed, but it's really, really close with lots of data points to support it. My last two ranks were hit right at the table's post count threshold for each level.

Blue Cash PreferredBlue Cash EverydayHilton HonorsSavorREIFidelity Rewards VisaMore RewardsVoice Rewards + Perks CheckingMax Cash PreferredAAA Travel AdvantageCashRewards
Mechanics Savings BankFidelity InvestmentsNavy Federal Credit UnionHuntington National Bank
FICO® 8: 844 (Eq) · 838 (Ex) · 812 (TU)

Message 4 of 6
indiolatino61
Valued Contributor

Re: MyFICO Ranking Thresholds

You have come through again...many thanks! Yes, this is exactly for what I was looking. I made a preemptive apology just in case...lol. Thanks again.

Message 5 of 6
indiolatino61
Valued Contributor

Re: MyFICO Ranking Thresholds

Thanks for your input...really I just wanted to get an idea, just not to be in the total dark...lol.

Message 6 of 6
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