Established Contributor
Posts: 1,011
Registered: ‎04-08-2012

Impromptu Mini-App Spree

Since the mysterious removal of the only collection on my TU and my score increasing 80 points, I decided to go for the companies that pull TU.


Discover (Actually pulled EQ which has the most inquires--when I moved, utilities and apt apps tend to pull this one) -Denied

WalMart - Approved (this started the app spree as I accidently cancelled my free TU score), called to try to get higher initial cl and it was a no

Barclay- Approved after RECON for 3,000 CL (Was going to give me $1.5K but I mentioned wanted to use it for the new retina display laptop so he increased it, then a number was mis-keyed so just had to cb to have credit dept fix)

BOA- Went into review (Pulled EX, only 1 collection here due to fall off in 3 months)



Now the only cards I want left (on life list): Chase Freedom, AMEX BCE and US Bank+

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

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Established Contributor
Posts: 1,837
Registered: ‎08-20-2012

Re: Impromptu Mini-App Spree


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