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tk-2018 · ‎02-04-2019

Can I tried the current number and spoke to someone but they didn’t really help me out at all

As of May 15 2019:

FinStar · ‎02-04-2019

@tk-2018 - the Comenity verification number can usually work for most of their partner products, but not for all of them.

While it sounds like you'd like to get a head start on things, your best bet is to wait until you receive the letter.

Hockeypnc1 · ‎02-09-2019

Discover retention department number is incorrect

UncleB · ‎02-10-2019

@Hockeypnc1 wrote:
Discover retention department number is incorrect

Thanks... updated.

Baphometsangel · ‎04-12-2019

Called Bank of America today - Credit Reconsideration Line and immediately got through to someone.

1-800-354-0401

Starting Score: 600
Current Score: 657
Goal Score: 720

Take the myFICO Fitness Challenge

ZackAttack · ‎04-23-2019

@Baphometsangel wrote:
Called Bank of America today - Credit Reconsideration Line and immediately got through to someone.

1-800-354-0401

What did you apply for? BofA's newest cash rewards card?

July 2018 Ford Credit Loan $199.26/month (3 yrs)	January 2019 Discover Cash it Card $500 Michigan Schools and Gov't CU Card $1,000	February 2019 Self Lender Loan (Closed July 2019)
May 2019 Discover CLI $1.2k	July 2019 Discover System CLI $600 Amex $2,000 Best Buy Store Card $3,000

phillnyethecreditguy · ‎05-08-2019

Why does this never work for me? The agents literally chuckle at me when I mention reconsideration. The other thing is the SCT... that's a joke as well.

MyDataMyChoice · ‎05-08-2019

@phillynythecreditguy

What banks are you trying to reconsider

What does your profile look like? FICO scores? etc?

BP Business Solutions Universal Mastercard $800 | Jan 2019

Family Member made me an AU on: 2008 Sears MC $2,001, 2016 SEARS Store Card $2,001, 2011 Synchrony Home $5,500 , 2003 FNBO Visa $9,900, 2008 Macys Amex $1900, 2008 Kohls $2,000, 2008 JC Penny $4,500, 2016 TJX Mastercard $1,500, 2019 SDFCU PowerCash Visa $10,000, 2018 AAdvantage Aviator MC $5,600, 2018 HSN $4,500, and 2016 Local Credit Union Visa $5,000. Waiting on them to all report over the next month... Only Kohls is reporting so far... WITH AGE. They use AZEO method.

Member of:
Andrews FCU (Share), PENFED CU (Checking/Share), SDFCU (Share), Alliant CU (Checking/Share), NASA FCU (Share), NWFCU (Checking/Share), Ally Bank (Checking/Savings), BofA (Checking/Share), Navigant CU (Share), Greenwood CU (Share), Elements Financial CU (Share), Ocean State CU (Share), SDFCU (Share), Wells Fargo (Checking), RI Credit Union (Share), CashApp, PayPal Premier (for free direct deposit access with cash card), Paypal Business - Grandfathered 1.5% Cash Back on Biz Debit), Apple Pay Cash, and Venmo.

I WANT to join: Hanscom FCU (For the 2 day early direct deposit).

Burned:
DCU, NFCU, Comenity, Synchrony, Barclays, Discover, Amex, Webbank (Avant), Santander, Citi (Shell), DSNB (Macys), TDRCS (Target+Nordstrom), Capital One (Personal & Business, Kohls, and GM), CreditFirst(Firestone)

phillnyethecreditguy · ‎05-08-2019

Thanks for the reply:
TU- 670ish, 0 inq
EQ-630, 2 inq
EX- 666, 4 inq

AAoA is very low due to identity theft, Util a bit high (45% ), average 17 open accounts, 8 closed, No baddies/bk/collections/ derogatory, etc

phillnyethecreditguy · ‎05-08-2019

Also, I'd like to have a presentation of my cards. How do you do that?

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