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Backdoor Numbers

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tk-2018
Valued Member

Re: Backdoor Numbers

Can I tried the current number and spoke to someone but they didn’t really help me out at all
Chapter 7 6/22.
Fico 8's As of Jan. 15, 2023:




Verge 750

Message 321 of 385
FinStar
Moderator Emeritus

Re: Backdoor Numbers

@tk-2018 - the Comenity verification number can usually work for most of their partner products, but not for all of them.

While it sounds like you'd like to get a head start on things, your best bet is to wait until you receive the letter.
Message 322 of 385
Hockeypnc1
Established Contributor

Re: Backdoor Numbers

Discover retention department number is incorrect 

Message 323 of 385
UncleB
Credit Mentor

Re: Backdoor Numbers


@Hockeypnc1 wrote:

Discover retention department number is incorrect 


Thanks... updated. Smiley Happy

Message 324 of 385
Baphometsangel
New Member

Re: Backdoor Numbers

Called Bank of America today - Credit Reconsideration Line and immediately got through to someone.

 

  • 1-800-354-0401
Starting Score: 600
Current Score: 657
Goal Score: 720


Take the myFICO Fitness Challenge
Message 325 of 385
ZackAttack
Established Contributor

Re: Backdoor Numbers


@Baphometsangel wrote:

Called Bank of America today - Credit Reconsideration Line and immediately got through to someone.

 

  • 1-800-354-0401

What did you apply for? BofA's newest cash rewards card?

MSGCU Rewards | $10.5kDiscover Cash It | $10kAmex BCE | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Flagship | $73kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Message 326 of 385
Anonymous
Not applicable

Re: Backdoor Numbers

Why does this never work for me? The agents literally chuckle at me when I mention reconsideration. The other thing is the SCT... that's a joke as well.

Message 327 of 385
MyDataMyChoice
Valued Contributor

Re: Backdoor Numbers

@phillynythecreditguy

What banks are you trying to reconsider

What does your profile look like? FICO scores? etc?




Message 328 of 385
Anonymous
Not applicable

Re: Backdoor Numbers

Thanks for the reply:
TU- 670ish, 0 inq
EQ-630, 2 inq
EX- 666, 4 inq

AAoA is very low due to identity theft, Util a bit high (45% ), average 17 open accounts, 8 closed, No baddies/bk/collections/ derogatory, etc
Message 329 of 385
Anonymous
Not applicable

Re: Backdoor Numbers

Also, I'd like to have a presentation of my cards. How do you do that?
Message 330 of 385
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