@Anonymous wrote:
@Espresso wrote:
@Anonymous wrote:I have mid to high 500 scores which i have read is acceptable by barclays.
I have 1 card reporting for 9 months and two Cap1 cards i just got only two months in.
Do you thnk they will struggle with the two new cards?
Min. 12 month history and that may not even get you in. I had a 12 month history and the rep on the phone said my history was too short for Barclay Rewards.
I then directly went and apped for the Barclay Apple Rewards Card and got $2,000 CL.
Also, those 500's scores might be a bit low. YMMV.
Agreed. I was approved for my Apple Rewards card with my Bankruptcy still reporting. It was for 2k and has not moved from that since then. A few months later when my scores had skyrocketed I applied for Ring and was approved for 12.5k so waiting does make a huge difference. I think at some point at the end of this year I will just fold that Apple card into the Ring, if I can't get the credit line raised.
You will get it, musiclover, you are doing great! Remkember they should have the SP offers if you call in, when the time is right for you, Try to get the line raised before folding it in. 
@Anonymous wrote:hmm.
Well would rather have sooner then later, but i can wait thats not an issue. Was just curious of chances. also hear they have a great recon deptartment.
That depends on who you ask.....I did not have a good experience with recon dept.
They acted like as if I done killed somebody....lol
@Anonymous wrote:I have mid to high 500 scores which i have read is acceptable by barclays.
I have 1 card reporting for 9 months and two Cap1 cards i just got only two months in.
Do you thnk they will struggle with the two new cards?
I think you need to get your scores up first.
As to their recon department, IMHO it's overrated.
@Anonymous wrote:
@bk510 wrote:
@Anonymous wrote:hmm.
Well would rather have sooner then later, but i can wait thats not an issue. Was just curious of chances. also hear they have a great recon deptartment.
That depends on who you ask.....I did not have a good experience with recon dept.
They acted like as if I done killed somebody....lol
+1 ^^ in my experience their recon dept is full of jerks. They were very rude and told me I did not have a strong enough credit profile even though my avg age of accounts is over 5 years, 100% on time payments, and I have discover and Amex in my wallet. I hear a lot from other members that they're always soft pulling your credit and monitoring you for adverse action.
Bank of America on the other hand, very nice dude, very willingly to work with me and explain everything on why I would/wouldn't be approved.
I used to worry about Barclay AA'ing me.....But no more. Been stuck on 4.3K for a while now and showing me no love.
I'm movin' on....I feel like I have better cards now. Just got approved with NASA for 8K (SP) and Promise Visa and BBVA 5.5K.
I would say B of A is slightly better but thats not saying much.....
@SouthJamaica wrote:
@Anonymous wrote:I have mid to high 500 scores which i have read is acceptable by barclays.
I have 1 card reporting for 9 months and two Cap1 cards i just got only two months in.
Do you thnk they will struggle with the two new cards?
I think you need to get your scores up first.
As to their recon department, IMHO it's overrated.
Yes Sir,