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LOL/24 Approvals???

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LOL/24 Approvals???

so, I have seen LOL/24 posted a few times... curious what do people technically consider LOL/24 status? and which banks will open new credit cards to people of lol/24 status? thanks, Johnny

31 REPLIES 31
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Established Contributor

Re: LOL/24 Approvals???

Excellent question. I wondered also. Me, I'm omg/24?!? I can't believe a year ago I was 2/24... as of June 1st, I'm 8/24. Until January I didn't know of 5/24 & Chase. So glad GreenCK offers are back. Won't be 4/24 till omg??? so now, I garden.



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Message 2 of 32
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Valued Contributor

Re: LOL/24 Approvals???

9/24 or something ridiculous, really 9/12. Recently approved by Chase (not a 5/24 card, though hoping for an offer in a few months) and Amex for 2. I was already in with Amex.
PERSONAL; Amex | BBVA | Capital 1 | Chase | Citi | Discover | NFCU | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current EQ•776 | TU•774 | EX•762
TOTAL PERSONAL CL > $220k
Message 3 of 32
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Regular Contributor

Re: LOL/24 Approvals???

I’m 14/24 😂

Chase Amazon and barclay Uber card both told me to kick rocks 🤷🏽‍♂️




Message 4 of 32
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Community Leader
Mega Contributor

Re: LOL/24 Approvals???

Lol, I think anything over 6/24 could be considered lol/24 but usually this refers to people who are way past the 5/24 threshold. Usually the LOLZERS, haha thanks to brian_earl_spilner for that word, who get approvals are those with really thick profiles or really good incomeSmiley Wink

As to Chase , in honor of Jago I'll say LOLWUT and Never/24Smiley Wink
Message 5 of 32
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Valued Contributor

Re: LOL/24 Approvals???

I am 25/24. Have been since April but have been applying for business cards of late and having my wife apply for cards. Other than certain Chase cards, Cap One Venture no one really seems to care.   Really not a lot of cards personal cards that I want right now.  I figure I can hit another 4 or 5 business cards before thinking personal again.  They dont' add to your x/24 so that is a bonus.   Not that it really matters all that much.  Also business cards don't lessen your AAOA.  

More cards than I can mention in a signature.
Message 6 of 32
Established Contributor

Re: LOL/24 Approvals???

and joe i am at only 43/24 now including the recent citizens mc dang Smiley Very Happy

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Message 7 of 32
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Community Leader
Mega Contributor

Re: LOL/24 Approvals???

Lol Raj, you aren't LOL/24 you are WTMF/24 and are cool as Annual FeeSmiley Happy
Message 8 of 32
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Valued Contributor

Re: LOL/24 Approvals???

I'm 17/12.5  But based on my unsuccessful recon call with Chase last December, I'm in agreement with AJC--I think anything over 6/24 is LOL/24.  She seemed personally insulted by my quick accumulation of cards.  LOL.  Shrug.



Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 9 of 32
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Valued Contributor

Re: LOL/24 Approvals???

Chase only cares about LOl/24 on certain cards. They don't care on the Hyatt or Marriott Business.
More cards than I can mention in a signature.
Message 10 of 32
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