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Looking for good credit cards

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razzy116
Established Contributor

Looking for good credit cards

I"m looking for good cards, scores are Eq 606, Ex 618, Tu 616, maybe a credit union to start a relationship. Any advice would be appreciated.

Starting Score: 663
Current Score: c669
Goal Score: 800

Take the myFICO Fitness Challenge
Message 3 of 16
15 REPLIES 15
razzy116
Established Contributor

Amex starter card

I would like to build a relationship with Amex what is a good starter card my scores are Eq 606, Ex 618, Tu 616. Any help would be appreciated.

Starting Score: 663
Current Score: c669
Goal Score: 800

Take the myFICO Fitness Challenge
Message 1 of 16
Remedios
Credit Mentor

Re: Amex starter card

@razzy116  They dont have "starter" cards. Their "starters" are reflected in limits if approved.

I'm sorry, but at this time, you're looking at almost certain denial with your scores and negatives. 

Message 2 of 16
Brian_Earl_Spilner
Credit Mentor

Re: Looking for good credit cards

There's a lot of good secured cards out there that graduate.

    
Message 4 of 16
CYBERSAM
Senior Contributor

Re: Looking for good credit cards


@razzy116 wrote:

I"m looking for good cards, scores are Eq 606, Ex 618, Tu 616, maybe a credit union to start a relationship. Any advice would be appreciated.


Credit Union is great while your rebuilding and for long run. 👍







                
Message 5 of 16
mrcraft
Valued Contributor

Re: Looking for good credit cards

I think starting a relationship with a credit union is a great idea.  Many of them offer secured cards.  Also, Discover has a nice secured card that graduates in about 7 months.  Good luck!



Message 6 of 16
Aim_High
Super Contributor

Re: Looking for good credit cards


@razzy116 wrote:

I"m looking for good cards, scores are Eq 606, Ex 618, Tu 616, maybe a credit union to start a relationship. Any advice would be appreciated.


Credit Unions are great and I highly recommend them!  However, they can be tricky to suggest for someone when you don't know much about them.   Due to their charters which are required for them to operate as non-profit organizations , many credit unions have geofencing restrictions on membership that keep them closed to most people who do not live or work in a limited geographic area or do not work for a SEG (Selected Employer Group).  While it's sometimes possible to by-pass these restrictions or find CUs with a more at-large charter (like PenFed), it is usually best to start with credit unions you can connect to through your employment, through your affiliated groups (for example as a veteran or alumni of a certain university), or in your local area. 

 

This link has a list of the 250 largest credit unions in the US. 

https://www.mx.com/moneysummit/biggest-us-credit-unions-by-asset-size

 

 


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 7 of 16
razzy116
Established Contributor

Amazon credit card

I am looking to get a amazon credit card, my scores are Eq 606, Ex 618, Eq 616. Any help would be appreciated.

Starting Score: 663
Current Score: c669
Goal Score: 800

Take the myFICO Fitness Challenge
Message 8 of 16
AverageJoesCredit
Legendary Contributor

Re: Amazon credit card

Wait til your scores are considerably higher. Just too low especially in the current credit environment. 

Message 9 of 16
razzy116
Established Contributor

Amazon credit card

I"m lokking to get a amazon credit card, my scores are Eq 606, Ex 618, Tu 616. Any help would be appreciated.

Starting Score: 663
Current Score: c669
Goal Score: 800

Take the myFICO Fitness Challenge
Message 10 of 16
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