myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Walmart Credit Card - Why!?

tag
Get Access Now
MyLoFICO
Valued Contributor
‎02-02-2017 08:22 AM
‎02-02-2017 08:22 AM

Re: Walmart Credit Card - Why!?

Just tell them you need the 411 on the 411. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 31 of 33
Anonymous
Not applicable
‎02-02-2017 08:24 AM
‎02-02-2017 08:24 AM

Re: Walmart Credit Card - Why!?

Follow this thread...I believe they do use some type of internal scoring

 

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Synchrony-Can-someone-explain-the-credit-sc...

 

Message 32 of 33
Anonymous
Not applicable
‎02-03-2017 07:32 AM
‎02-03-2017 07:32 AM

Re: Walmart Credit Card - Why!?

That is like a vantage score on steroids! They really look at your recent activity, put it way above your whole profile in the past. It makes sense if you have multiple sync and dept store tradelines.
Message 33 of 33
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.