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U.S. Bank Cash+ Auto-CLI

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gdale6
Moderator Emeritus

Re: U.S. Bank Cash+ Auto-CLI

Nice auto CLI there. Since we got the cards weeks apart and same start limit I decided to check mine this eve. I see they also gave me a CLI to 10K. Im different in the way I used the card. I paid it off for 6 months on last day of month then took it to a revolving balance of around 1.4K and have made 100-200 payments on it while using it as well for the last 3. Most of the use has been in the 5% categories. Statement balance will be PIF last business day of this month. Looks like the 9 month mark is the key.

Message 31 of 37
UncleB
Credit Mentor

Re: U.S. Bank Cash+ Auto-CLI


@gdale6 wrote:

Nice auto CLI there. Since we got the cards weeks apart and same start limit I decided to check mine this eve. I see they also gave me a CLI to 10K. Im different in the way I used the card. I paid it off for 6 months on last day of month then took it to a revolving balance of around 1.4K and have made 100-200 payments on it while using it as well for the last 3. Most of the use has been in the 5% categories. Statement balance will be PIF last business day of this month. Looks like the 9 month mark is the key.


Ahh... I think you might be on to something!  I'm going to start paying attention to see if I can spot any other folks reporting a CLI at the nine month mark.

 

Oh, and congrats on your own CLI!  Smiley Very Happy

Message 32 of 37
credit_endurance
Valued Contributor

Re: U.S. Bank Cash+ Auto-CLI

Congrats UncleB on the auto luv! 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 33 of 37
AverageJoesCredit
Legendary Contributor

Re: U.S. Bank Cash+ Auto-CLI

I was going to apply for a checking/ savings last night in hopes of establishing a "relationship". Almost made it through the app, was able to put my address etc but once i got to license , darn it , they had nowhere to put PR so i just closed the app. Looks like we dont exist to USBank and im not eligbleSmiley Sad even under countries, they have every country known to man and no PR ,WTFICO!
Message 34 of 37
Anonymous
Not applicable

Re: U.S. Bank Cash+ Auto-CLI

Congrats!! What CRA did they pull from when opening your account?

Message 35 of 37
UncleB
Credit Mentor

Re: U.S. Bank Cash+ Auto-CLI


@Anonymous wrote:

Congrats!! What CRA did they pull from when opening your account?


Thanks!  When I opened the account they pulled TU (mortgage version).

Message 36 of 37
stephenskd
New Contributor

Re: U.S. Bank Cash+ Auto-CLI

congrats!!!


Message 37 of 37
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