@Anonymous wrote:
@elixerin wrote:
heya guys... adding an AU to my recent (1 mo) amex card she actually ended up dropping the card at the grocery store and some clown picked up the card and ran thousands of dollars in charges... disputed it while the fraud charges were pending and that phone call card was disabled.. the very next day the pending charges were gone/available credit was back.
Can’t tell you how amazing AMEX actually is.. i was actually planning on running a lot of business expenses through it and this exceptional service put 0 interruption in that.
most companies i (think) will do a whole investigation and the above solution will only be achievable after 30 days minimum putting a hold on you’re expenses, anywho thanks for listening
would love to hear how Chase, Discover, and other CC issuers would handle situations like these if anyone wants to share... im lucky enough to only have had this happen once and hopefully never again!
(also im kinda annoyed and very curious to know... did the perp just basically get away with all the charges?? did i just lose amex thousands of dollars because of it? ofcourse this was my only course of action and if i could file a police report i definitely would... i feel a lil bad on amex’s part as some **bleep** is out there possibly a couple thousand “richer”, what can/should i do to help?)@elixerinSerious question... what was the point of adding someone as an authorized user to your Amex account? As I recall you have an Cash Magnet card with a $4K limit, and a credit profile that is barely one year old, and an Average Age of Accounts that is significantly less than one year. I simply don't see how such a young, thin credit profile is helpful to an authorized user, especially when Amex does not backdate credit history, but perhaps I'm missing something.
In my case, I've added my mother-in-law because she's on disability. She gets embarrassed that she can't afford to pay for lunch with her friends or buy something when they are out shopping. She's added on an amex and a MasterCard for when amex isn't accepted.
@Maize
@Anonymous wrote:
@Brian_Earl_Spilner wrote:
@Anonymous wrote:
@elixerin wrote:
heya guys... adding an AU to my recent (1 mo) amex card she actually ended up dropping the card at the grocery store and some clown picked up the card and ran thousands of dollars in charges... disputed it while the fraud charges were pending and that phone call card was disabled.. the very next day the pending charges were gone/available credit was back.
Can’t tell you how amazing AMEX actually is.. i was actually planning on running a lot of business expenses through it and this exceptional service put 0 interruption in that.
most companies i (think) will do a whole investigation and the above solution will only be achievable after 30 days minimum putting a hold on you’re expenses, anywho thanks for listening
would love to hear how Chase, Discover, and other CC issuers would handle situations like these if anyone wants to share... im lucky enough to only have had this happen once and hopefully never again!
(also im kinda annoyed and very curious to know... did the perp just basically get away with all the charges?? did i just lose amex thousands of dollars because of it? ofcourse this was my only course of action and if i could file a police report i definitely would... i feel a lil bad on amex’s part as some **bleep** is out there possibly a couple thousand “richer”, what can/should i do to help?)@elixerinSerious question... what was the point of adding someone as an authorized user to your Amex account? As I recall you have an Cash Magnet card with a $4K limit, and a credit profile that is barely one year old, and an Average Age of Accounts that is significantly less than one year. I simply don't see how such a young, thin credit profile is helpful to an authorized user, especially when Amex does not backdate credit history, but perhaps I'm missing something.
In my case, I've added my mother-in-law because she's on disability. She gets embarrassed that she can't afford to pay for lunch with her friends or buy something when they are out shopping. She's added on an amex and a MasterCard for when amex isn't accepted.
That's an entirely legitimate purpose. But I'm sure you have a much more solid credit history, and you aren't engaging in what appears to be retail arbitrage on a personal card.
Oh, that was my fault. Didn't realize the question was more directed and not in general. I missed the other thread.