Reply
Contributor
RonDawg
Posts: 322
Registered: ‎10-19-2012

US Bank Cash + Visa Signature

I am putting this up to see what people think about this card.

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: US Bank Cash + Visa Signature

It's nice enough that if it was a woman and not a credit card I'd hit it =) 

my next target 


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012

Re: US Bank Cash + Visa Signature

This is well placed in my next year's wish list :smileyhappy:

Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 6k | Barclays Apple 2.5k | BoA CR 800 | CSP 7.2k
Established Contributor
emptypockets
Posts: 960
Registered: ‎02-03-2009

Re: US Bank Cash + Visa Signature

[ Edited ]

Good card to use, I like the rotating categories. the Bill Pay category is great, as most every bill I pay (cable, cell, gas, water) count as a bill at 5%. Also, since I have Chase Freedom, Discover, and Citi Dividend, I can try to cover the bases of all my regular spending with cash back cards. 

 

The website is quirky (can't see pending transactions) but you can't get everything you want, I guess. They gave me a 8.5 k limit to start, and raised it to 11k after 2 months of use as well. 


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Nordstrom Visa,US Bank Cash+, Chase (5), Huntington Voice, UMB Visa, Dillard's AMEX, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Macy's AMEX; Several store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (7/8/2014): 814; EX (6/14): 775
Valued Contributor
android01
Posts: 1,206
Registered: ‎09-22-2009

Re: US Bank Cash + Visa Signature

I love it.  Particlarly because you can choose what categories you;d like your rewards to go.  

EQ FICO - EQ08 - 850 - 6/17/14
TU FICO - TU08 - 850 - 6/17/14
EX FICO - EX08 - 850 - 6/17/14
Contributor
RonDawg
Posts: 322
Registered: ‎10-19-2012

Re: US Bank Cash + Visa Signature


emptypockets wrote:

Good card to use, I like the rotating categories. the Bill Pay category is great, as most every bill I pay (cable, cell, gas, water) count as a bill at 5%. Also, since I have Chase Freedom, Discover, and Citi Dividend, I can try to cover the bases of all my regular spending with cash back cards. 

 

The website is quirky (can't see pending transactions) but you can't get everything you want, I guess. They gave me a 8.5 k limit to start, and raised it to 11k after 2 months of use as well. 


Your right you can't see the pending transactions but funny enough if you have their mobile app you can see the pending transactions on that app.

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: US Bank Cash + Visa Signature

I was considering this credit card maybe in 6 months to a year after I close up a few accounts. I like the idea of paying bills and getting rewarded for it.

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: US Bank Cash + Visa Signature

 


maiden_girl wrote:

I was considering this credit card maybe in 6 months to a year after I close up a few accounts. I like the idea of paying bills and getting rewarded for it.


Since I take care of my family's entire finance (they both have their own businesses) there's a lot of bills I can pay :smileywink: and I get to keep the cash back :smileyhappy:


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: US Bank Cash + Visa Signature

How is US Bank with CLIs tho?

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: US Bank Cash + Visa Signature

[ Edited ]

maiden_girl wrote:

How is US Bank with CLIs tho?



$1500 CLi every 6 months soft pull. is what I been told, but that's assuming nothing's going bad


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+