Hi community. Havent posted in a while. I used the FNBO prequailfy tool and they came back with two offers both $15,000... I couldn'y believe my eyes. So I pulled the trigger and it comes back with 7-10 message.. omg.. So I called and rep says wait for letter will expalin next steps.. I've been looking on myfico to see what this means. Praying for an approval. Anyone else have this experience?
Yes, that seems to be par for the course with FNBO. I got the same notification when I applied and two days later got the approval. Freaked me out as well, because I've only ever received instant approval or denial for credit cards.
Hi @britt585 ,
Both of my personal card approvals were not instant, they went to "manual review" .. only my Bus. application was "Instant approval"
You can also check application status here;
Thanks so much for the replies. I checked the status still says pending. ugh the waiting is killing me
I applied last month. Went pending. Had to provide POI and verify identity.
What did send in?
Social Security signed, ID card and 2 of my last w2s. I called and got a fax number because I wasn't sending my info through the mail. Approved I believe a day or 2 after sending fax, don't remember but it was quick. (The fax part was quick, waiting for the letter took a few days).
Sorry you got the dreaded 7-10 day message. Get a response yet?
Not yet...still waiting..app status still says pending...ugh