FNBO

[britt585]

Hi community. Havent posted in a while. I used the FNBO prequailfy tool and they came back with two offers both $15,000... I couldn'y believe my eyes. So I pulled the trigger and it comes back with 7-10 message.. omg.. So I called and rep says wait for letter will expalin next steps.. I've been looking on myfico to see what this means. Praying for an approval. Anyone else have this experience?

[Junejer]

Yes, that seems to be par for the course with FNBO. I got the same notification when I applied and two days later got the approval. Freaked me out as well, because I've only ever received instant approval or denial for credit cards.

[M_Smart007]

Hi @britt585 ,

Both of my personal card approvals were not instant, they went to "manual review" .. only my Bus. application was "Instant approval" 

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-Visa-Siggy-15-000-Approval/m-p/6418900#M...

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-Visa-Signature-15-000-00-amp-U-S-Bank-Al...

[M_Smart007]

@britt585,

You can also check application status here;

https://www.fnbo.com/ConsumerWeb/default/cardservices/application-status/show-form

[britt585]

Thanks so much for the replies. I checked the status still says pending. ugh the waiting is killing me

[Trini88]

I applied last month. Went pending. Had to provide POI and verify identity.

[britt585]

What did send in?

[Trini88]

Social Security signed, ID card and 2 of my last w2s. I called and got a fax number because I wasn't sending my info through the mail. Approved I believe a day or 2 after sending fax, don't remember but it was quick. (The fax part was quick, waiting for the letter took a few days).

[Guyatthebeach]

Britt585,

Sorry you got the dreaded 7-10 day message.  Get a response yet?

Guyatthebeach

[britt585]

Not yet...still waiting..app status still says pending...ugh