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AAA Travel Advantage Visa $17,000.00 **Approval

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M_Smart007
Legendary Contributor

AAA Travel Advantage Visa $17,000.00 **Approval

 

AAA Travel Advantage Visa $17,000.00 **Approval

 

Well ..the sad story, I have been gardening hard latelySmiley Tongue

Going to blame @SouthJamaica for this oneSmiley Tongue ( I was declined when the card came out / too many new accts)

 

Decided to pull the trigger on my very first Comenity Credit Card. (Yep, a first Comenity card in 40 years)

 

I am guessing they pulled EQ? .. as no TU or EX alerts.

 

EQ DP's ..

EQ F8 784

23 inquiries/ in 24 months

18/24 New accounts

AoYRA = 10-19-2022

AAoA = 3 Years, 11 Months

AoOA - 40 Years

Aggregate Utilization = 0%

AZE5 - Penfed reporting @ 40% Util. / Citi 17% / Disco 14% / Marcus GM MC 17% / Affinity FCU $260.00= 0%

Over 80+ Open accounts

40 closed accts.

One open Installment loan @ $20.00 bal of $25K

No Mortgage

No open Auto loans / 5 closed pif

No Baddies, BK's Lates or derogs.

Sufficient income

 

(Click image to enlarge)(Click image to enlarge)

 

(Click image to enlarge)(Click image to enlarge)

 

 

Message 1 of 52
51 REPLIES 51
CreditAggie
Community Leader
Super Contributor

Re: AAA Travel Advantage Visa $17,000 **Approval

Congratulations on your AAA Travel Advantage Visa approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (June 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 52
EAT_SLEEP_JEEP
Valued Contributor

Re: AAA Travel Advantage Visa $17,000 **Approval

congrats on the new card

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/ CITI COSTCO ANYWHERE VISA $6000 SL/ DISCOVER IT $3000 SL/ FNBO JEEP DRIVE PLUS CARD $7700/ APPLE CARD $6500/ CAPITAL ONE SAVORONE $3000 SL

SOCK DRAWERED / PAYPAL CREDIT LINE $1700




Message 3 of 52
Bill77
Regular Contributor

Re: AAA Travel Advantage Visa $17,000 **Approval

Congrats!  🎉 👍

 

Message 4 of 52
Jnbmom
Credit Mentor

Re: AAA Travel Advantage Visa $17,000.00 **Approval

@M_Smart007  Congrats

EXP 780 EQ 798 TU 804
Message 5 of 52
JoeRockhead
Senior Contributor

Re: AAA Travel Advantage Visa $17,000.00 **Approval

Great SL, impressive stats, appreciate the details, congratulations on your new approval! 

Message 6 of 52
CYBERSAM
Senior Contributor

Re: AAA Travel Advantage Visa $17,000.00 **Approval

Congrats on your AAA Travel Advantage Visa Approval 🥂🤑👍👍







                
Message 7 of 52
Traveler101
Established Contributor

Re: AAA Travel Advantage Visa $17,000.00 **Approval

@M_Smart007 wrote:
AAA Travel Advantage Visa $17,000.00 **Approval
Well ..the sad story, I have been gardening hard latelySmiley Tongue
Going to blame @SouthJamaica for this oneSmiley Tongue ( I was declined when the card came out / too many new accts)
Decided to pull the trigger on my very first Comenity Credit Card. (Yep, a first Comenity card in 40 years)
I am guessing they pulled EQ? .. as no TU or EX alerts.
EQ DP's ..
EQ F8 784
23 inquiries/ in 24 months
18/24 New accounts
AoYRA = 10-19-2022
AAoA = 3 Years, 11 Months
AoOA - 40 Years
Aggregate Utilization = 0%
AZE5 - Penfed reporting @ 40% Util. / Citi 17% / Disco 14% / Marcus GM MC 17% / Affinity FCU $260.00= 0%
Over 80+ Open accounts
40 closed accts.
One open Installment loan @ $20.00 bal of $25K
No Mortgage
No open Auto loans / 5 closed pif
No Baddies, BK's Lates or derogs.
Sufficient income
(Click image to enlarge)
(Click image to enlarge)
Gardening hard? Lol. Maybe a new tiller? Congratulations!
Message 8 of 52
SouthJamaica
Mega Contributor

Re: AAA Travel Advantage Visa $17,000.00 **Approval


@M_Smart007 wrote:

 

AAA Travel Advantage Visa $17,000.00 **Approval

 

Well ..the sad story, I have been gardening hard latelySmiley Tongue

Going to blame @SouthJamaica for this oneSmiley Tongue ( I was declined when the card came out / too many new accts)

 

Decided to pull the trigger on my very first Comenity Credit Card. (Yep, a first Comenity card in 40 years)

 

I am guessing they pulled EQ? .. as no TU or EX alerts.

 

EQ DP's ..

EQ F8 784

23 inquiries/ in 24 months

18/24 New accounts

AoYRA = 10-19-2022

AAoA = 3 Years, 11 Months

AoOA - 40 Years

Aggregate Utilization = 0%

AZE5 - Penfed reporting @ 40% Util. / Citi 17% / Disco 14% / Marcus GM MC 17% / Affinity FCU $260.00= 0%

Over 80+ Open accounts

40 closed accts.

One open Installment loan @ $20.00 bal of $25K

No Mortgage

No open Auto loans / 5 closed pif

No Baddies, BK's Lates or derogs.

Sufficient income

 

(Click image to enlarge)(Click image to enlarge)

 

(Click image to enlarge)(Click image to enlarge)

 

 


Smiley Happy It was really @ptatohed 's fault.


Total revolving limits 650200 (530700 reporting) FICO 8: EQ 708 TU 714 EX 715

Message 9 of 52
Adkins
Legendary Contributor

Re: AAA Travel Advantage Visa $17,000.00 **Approval

Congratulations, @M_Smart007!! 😄


Last HP 08-07-2023



Message 10 of 52
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