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User Guidelines & General Information
Latest Topic - The New 'How to Report Inappropriate Content' Guid...
Latest Post - The New 'How to Report Inappropriate Content' Guid...
| 20 Posts | 09-16-2025 01:25 AM | |
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Community Feature FAQ's
Latest Topic - Tag/@mention implementation
Latest Post - Re: Beta Tag/@mention implementation
| 62 Posts | 12-12-2018 10:11 AM | |
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7330
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Take the myFICO Fitness Challenge!
Latest Topic - December 2025 Check In Thread
Latest Post - Re: December 2025 Check In Thread
| 7330 Posts | 12-01-2025 08:07 AM |
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Understanding FICO® Scoring
The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!
Latest Topic - Debut FICO scores - some DPs
Latest Post - Re: Debut FICO scores - some DPs
| 192747 Posts | 12-11-2025 07:21 PM | |
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305935
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General Credit Topics
Can’t find a place for your credit question? This is the board for you. Topics include credit reports, identity fraud and more.
Latest Topic - Tradeline missing from Experian credit reports
Latest Post - Re: Tradeline missing from Experian credit reports
| 305935 Posts | 12-11-2025 05:16 PM | |
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28276
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Credit in the News
Credit in the news could signify updates in your credit picture or rights as a consumer. Post news links here and discuss.
Latest Topic - Mississippi Has The Highest Credit Card Delinquenc...
Latest Post - Re: Mississippi Has The Highest Credit Card Delinq...
| 28276 Posts | 12-11-2025 04:15 PM | |
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8218
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Relationships and Money
It’s pretty simple—here you can discuss how money impacts relationships and how relationships impact money. Topics include divorce and credit, budgeting in a relationship and more.
Latest Topic - Any truth in this concept?
Latest Post - Re: Daughter and her husband
| 8218 Posts | 11-18-2025 03:57 PM | |
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258549
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Personal Finance
This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt.
Latest Topic - More US Bank Smartly Rewards Changes - this set ef...
Latest Post - Re: First Tech FCU & DCU merging
| 258549 Posts | 12-12-2025 12:33 AM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Amex BCP - 5 years of effectively no AF!
Latest Post - Re: Rumor/ Report Discover 5% cash back migrating...
| 1725628 Posts | 12-12-2025 12:40 AM | |
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301995
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Credit Card Applications
Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.
Latest Topic - Pre Approved for Chase Amazon Prime Visa but not C...
Latest Post - Re: Synchrony Further Processing Denial?
| 301995 Posts | 12-11-2025 04:18 PM | |
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862916
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Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - CapitalOne VentureOne CLI 1500 -> 4500 -> 10000
Latest Post - Re: Wells Fargo Autograph Approval DP
| 862916 Posts | 12-11-2025 10:35 PM | |
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258236
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Mortgage Loans
This is the place to share mortgage and home equity loan information. Topics include how mortgages affect your FICO Score, applying for loans, understanding different terms and more.
Latest Topic - Mortgage options after late payments
Latest Post - Re: Mortgage options after late payments
| 258236 Posts | 12-09-2025 03:33 PM | |
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97466
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Auto Loans
It’s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans.
Latest Topic - Does anyone know what score NMAC prefers to pull?
Latest Post - Re: Does anyone know what score NMAC prefers to pu...
| 97466 Posts | 12-09-2025 04:50 PM | |
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28037
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Student Loans
This board is not only for students and prospective college students but also for parents, student loan lenders and others interested in the rapidly changing world of student lending.
Latest Topic - Student Loan Refinance with BCU + Bonus
Latest Post - Re: Student Loan Refinance with BCU + Bonus
| 28037 Posts | 12-11-2025 08:18 AM | |
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50485
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Business Credit
How does business credit differ from personal credit? What are the best business cards to get? What should you know about financing a new business? Get answers to these questions and more!
Latest Topic - PayPal Business Loan INVITATION - Applied & Denied...
Latest Post - Re: PayPal Business Loan INVITATION - Applied & De...
| 50485 Posts | 12-11-2025 06:28 PM |
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Rebuilding Your Credit
Hard times happen and sometimes your credit suffers, but you can rebuild it over time. Find support, ask questions and help others with their credit rebuilding questions.
Latest Topic - All Accounts Current - Considering Hardship - 35% ...
Latest Post - Re: All Accounts Current - Considering Hardship - ...
| 659463 Posts | 12-11-2025 09:12 PM | |
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85924
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Bankruptcy
You can recover from bankruptcy with hard work and support. This is the place to discuss reestablishing a good credit history, the effects of filing for bankruptcy, when you should consider bankruptcy and more.
Latest Topic - CA trying to collect a discharged debt out of the ...
Latest Post - Re: During a Chapter 7 did the trustee sell your h...
| 85924 Posts | 12-07-2025 02:11 PM |
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Credit Cards
The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!
Latest Topic - Amex BCP - 5 years of effectively no AF!
Latest Post - Re: Rumor/ Report Discover 5% cash back migrating...
| 1725628 Posts | 206 Posts | |
Credit Card Approvals
Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!
Latest Topic - CapitalOne VentureOne CLI 1500 -> 4500 -> 10000
Latest Post - Re: Wells Fargo Autograph Approval DP
| 862916 Posts | 58 Posts |