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The final word on # of credit cards and my credit ...

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23 Replies 628 Views

23 Replies

628 Views

Do you get a warning before being closed for inact...

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7 Replies 1928 Views

7 Replies

1928 Views

Utilization: Which card should I pay down?

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3 Replies 2169 Views

3 Replies

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amount you owe 1
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app 2
App Spree 47
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AU 5
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Balance Transfer 40
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Chase 23
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citi 3
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cli 3
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credit alert 2
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credit builder loan 2
credit building 7
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Credit Bureau Policy Changes 8
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Debt management 277
Debt Paydown 6
debt reorganization 1
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Debt to Income 4
debt validation 1
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Deferral 1
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Deliquent payments 3
Denial 3
denied due to many inquiries 1
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Derogatory 6
derogatory mark 4
Derogs 1
digital wallet 1
Dillards 1
discharge 1
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discount 1
Discover 10
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DISCOVER CLI 3
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Discover secured 2
discrepancy 2
dispute 15
dispute process 6
Dispute threshold 1
Disputes 44
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diversified consultants 1
Diversity 1
divorce 1
document 1
DOFD 6
Dog Sitting 1
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Drivetime 1
drop in experian score 1
Dropped Scores 4
DTI 5
DTI ratio 2
due date 1
due dates 1
early exclusion 4
education 1
EE 2
employer 1
Employer credit pull 1
employment 1
Enhanced Recovery 1
EQ: 761 EX: 709 1
equifax 48
equifax credit freeze 2
equifax dispute 3
Equifax Fraud dispute 5
Equifax free credit freeze 2
Equifax Updating File Recycled Social Security Number 1
errors 3
estimate 1
Etc... 1
eviction 2
EX VS3 1
Excel 1
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Experian 50
Experian app score 1
Experian Boost 2
experian FICO 2
experian phone number 1
Experian. Dispute. 8
Extra Income 1
Failed to Pay 1
failure to pay 1
fair collection 1
FAKO 10
Family 1
family financing 1
FCDPA 1
fco 1
FCRA 11
FCRA violation 4
FDCPA 2
fdcpa lawsuit federal collection agency 1
FED loan 1
Federal reserve 1
Federal tax lien 1
fell 1
felloff 1
Fico 22
fico 2 1
fico 4 1
FICO 5 4 and2 2
fico 8 9
FICO announcement 34
FICO announcements 4
fico definitions 1
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FICO July 2020: Eq-626 Trans-631 Exp-614 1
fico mortgage 1
FICO Score 340
FICO Score 3B Report 5
FICO Score 9 29
FICO Score changes 630
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FICO Score versions 220
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FICO Ultimate 3B 4
Fico versions 1
FICO2 1
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finance 3
Financial Review 1
financial trouble 1
financing 2
First card 1
First Mortgage 1
first premier 1
First-time home buyer 5
fix 1
fixing my credit 2
flagged account 1
flex 1
foreclosure 3
Foreclosure & Short sell 1
forums 1
Fraud 78
Fraud alert 10
fraud attempt 3
fraud dispute 3
Fraud protection 1
fraudulent 3
fraudulent account 1
free 1
free credit score 2
free FICO score 1
free score 4
free trials 1
Freeze 7
freeze credit 5
Frontline 1
Frozen and fraud alerts 3
full credit history 1
Full File Disclosure 1
Fun 1
furniture 2
Garden 1
Gardening 5
garnishment 1
GC Collections services 1
General credit 15
General Question 6
good credit 1
good will 1
Good Will Letter 2
goodwill letter 1
Goodwill removal 2
Google pay 1
graduate loans 1
great sports 1
Green Card 1
growing 1
GW letter 1
h 1
Hacked 1
hard 1
Hard inquiries 9
hard inquiry 5
hard money 1
Hard Pull 8
Hard pull inquiry 4
hard pulls 1
hardpull 1
HELOC 5
help 14
Help Boost my Credit 2
Help ME!!! 2
help with collections 3
Help! 5
high credit utilization 1
high interest 1
history 5
HOA 2
home 1
home depot 1
Home improvement 1
Home Mortgage 1
housing 2
how many cc's 1
HP 7
Hunter Warfield 1
Hutton chase 1
I hate closing points 1
identity 4
Identity fraud 12
identity guard 3
identity theft 30
idk 1
illegal 2
immigrant 1
Impact 1
impersonation 1
improve 1
improving credit 4
Inaccurate info on report 3
income 1
Income Verification 1
incompetency 1
incorrect 1
incorrect reporting 3
Increase 5
Increases 1
initial limits credit union usaa 1
Innovis 2
Inquiries 19
Inquiries FICO score 5
Inquiries Summary 3
inquiry 11
installment 1
installment loan 9
installment loans 1
insurance 6
intent to sue 1
interest 3
interest fee 1
interest rates 3
internet 1
invalid debt 1
investigation 1
Investing 1
iphone 1
iphone loan 1
iphone upgrade program 1
IRS 3
IRS Scams 2
Item remains 1
ITIN 1
iup 1
joint account 2
joint borrowers 1
joint credit card 1
joint mortgage 1
journey 2
JP Morgan 1
judgement 4
Judgements 1
judgment 2
junk debt 1
Kohls 1
L 1
landlord 1
Large usage 1
Last Four 4 social security debt collector call verification 1
late 1
late alerts 1
late fee drop off 1
late payment 12
late payments 11
late reporting 3
Late to the Credit Party 1
Law 1
Law suit 1
lawsuit 4
learning curve 1
lease 5
legal 4
legal action 2
legal advice 1
legal fees 1
Legal timeline to a collection agency 1
lender 2
Lenders 1
lending club 4
Length of time account have been established 2
Lexis Nexis 1
LexisNexis 6
lien removal 3
liens 1
LightStream 1
limit 1
Limit increase 1
Limited credit history 2
Line of Credit 7
lines of credit 3
LN 1
loan 8
loan and credits 4
loan applications 1
Loan approval 10
Loan company sold 1
loan payoff 2
Loanbuilder 1
Loancare 1
Loans 26
LOC 1
lock credit 1
low income 1
Low Scores 3
Macy's Amex 1
Macy's Website 1
mailers 1
manufactured spending 1
many inquiries 1
Maryland 1
mastercard 2
maxed out 1
maximum 1
medical 5
medical bill 1
medical bills 4
Medical Collection 4
Medical debt 4
Medical debt collection 4
medical debts 1
Members 1
Membership 3
method of validation 1
mf 1
Mid cycle update 3
midcycle 1
Midland 1
Military Star Card Collections 1
Missed Payment. 1
mistake 1
mix 1
money management 1
money managing 1
monitoring 3
Mortage loan 3
mortgage 20
mortgage credit 6
mortgage credit raise score 1
mortgage default 1
Mortgage History 2
mortgage loan 10
Mortgage scores 1
Mortgage Transfer 2
Multi-charge off 1
Multiple reportings 1
My Story 1
myfico 11
MyFico 3Bplus credit report experience 2
Myfico account 2
Name Change 1
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NASDAQ 1
national consumer assistance act 1
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Navient 1
Navy 1
navy federal 1
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ndc 1
need help 1
Need loan fast 1
Negative items or DEROG 158
Negative Remarks 3
negative reporting 1
nelnet 1
never late 1
new 1
New Account 1
new accounts 1
New approvals 1
New car loan while old shows balance 1
New CLI 1
new credit 3
New credit & loan 237
New credit & loans 2
New credit card 4
new home 1
New inquiry 1
new line of credit 1
new ssn 1
new to credit 3
newbie 3
Newegg 1
next steps 1
NFCU 10
NFCU 2nd CC 1
NFCU Cash Rewards 1
NFCU CLI 1
NFCU CLOC 2
NFCU navy federal navy fed 1
NFCU shared secured loan 1
Nfcu visa platinum 2
NMAC 1
no credit 2
no credit history 2
no credit while paying family for home loan 1
No dv letter response 1
no explanation 1
no ftf 1
no hard inquiry 1
no hard pull 1
non-FICO credit scores 123
Non-FICO Scores 1
Nordstrom Visa 1
Not more than 2 payments past due 1
not reporting 1
nyc 1
NYSE 1
Of 1
off 1
off cycle update 2
Off-cycle update reporting Fico score improvement 2
old accounts 2
old debt 3
Old late payments 2
Online banking 3
only soft inquiry 1
Onsale 1
open 1
open credit 1
opt in 1
opt out 1
Opt-out 3
OptOut 1
Other 802
p2p loans 2
paid 1
paid as agreed 1
paid medical debt 1
Paragraphs added.. For human consumption. 1
past due 3
past due bills 1
pay for delete 1
pay off options 1
Pay-for-delete 1
paydown 2
Paying off debt 5
payment 2
payment history 5
payment method 1
payments 3
payoff 2
Paypal 5
PayPal Cashback MasterCard 1
paypal collection 2
Paypal Credit 8
peer to peer lender 1
Pen Fed 4
Pen Fed approval 1
Pending 1
penfed 7
PenFed Auto Loan 1
PenFed Offers 1
PenFed Power Cash Rewards 1
PenFed Promise 1
Perfect Score 1
persona loan 1
personal 1
personal finance 2
Personal finance apps 11
personal lines of credit 2
Personal loan 31
personal loans 9
pfd 1
Phone 3
Planning 1
Platinum Credit Card 2
Please Help 1
PLOC 3
PLOC APR REDUCTION 1
poor credit 1
portfolio 1
Pre Approval 5
Pre-Approval 1
pre-qualified 4
Premier Financial Credit Union 1
PRG 1
Primary card holder deceased 1
Privacy 1
private loans 1
problems 1
profiles 1
Propel. 1
prosper 3
Prosper Loan 1
public records 4
Question 18
questions 1
QuickSilver 2
quicksilver one 1
quizzle vantage 1
raise score 1
raising credit score up fast 1
Ratio 1
Rausch sturm israel enerson & hornik 1
Reaffrimation 1
rebuild credit 2
Rebuilding 18
Rebuilding and application advice 1
Rebuilding credit 14
Rebuilding Credit after Bankruptcy 3
Recon 1
recovery time 1
Redcard 2
refinance 4
Refinance of Rental Property 1
refunds 2
reinsert collection 1
relationship 1
relationship terminated 1
relationships 1
Remarks 2
remodel 1
Removal 4
Removal dates 1
removal from credit report 5
removal letter 1
removal of lates due to forebearance 1
remove 2
Remove State Liens 1
removed 1
removed collection 2
removing credit accounts 1
rent 6
rental 3
rental payments 1
renting 2
repair 1
Repay 2
Report 1
report discrepancy 6
Report freeze 2
reporting 27
reporting dates 4
Reports 9
repossession 2
resident 1
restaurants 1
Retail cards 204
Revenue group 1
revolving credit utilization 1
revolving line of credit 2
reward cards 1
Rewards 7
Rewards cards 230
REWARDS CREDIT CARDS 1
roommate 1
rooms to go 1
Rosenthal 1
Rover 1
run 1
RV loan 2
saferwholsale 1
Santander auto 1
Saving 2
savings 2
savings account 2
Scam 6
scams 3
sccu 1
scheduled payment 1
score 17
Score and bankruptcy 1
score boost 1
score damage 3
score drop 6
score impact 3
Score improvement 466
Score Improvement. 6
score increase 3
Score ingredients 71
score late 1
Score updates 3
scores 8
Scores increase 3
scrores 2
SCT 1
SCT - easy come...easy go!!! 1
sd 1
secure credit card 1
secured 2
secured cards 2
SECURED CREDIT CARD 7
secured loan 5
security 1
security freeze 2
security-lapse 1
see 1
self 1
Self Lender 1
selflender 1
sesame 1
sesame cash 1
set to be deleted 1
settlement 2
Share lender credit builder credit loans 1
Shellpoint 1
shopping cart 1
Shopping Cart Trick 1
Shopping Cart Trick 2018 1
simulator 5
Sleepys 1
slow to report 1
small claims 1
Small claims court 1
sms 1
sms alertts 1
social security 1
sofi 3
Sofi personal loan 3
soft inquiries 5
Soft pull 8
soft pulls 3
SOL 1
SP 1
split file 2
split files 2
spousal fraud 1
spreadsheet 1
SSI 1
SSL 4
SSN 6
SSN Trace report 1
Star Card 2
State Tax Lien 1
statement 5
Statement close date 1
Statements 1
statue of limitations 3
statute of limitations 2
Stock Market 1
store card 1
store cards 1
Store Credit Cards 1
Story 1
student 1
student loan 7
Student loan age of credit history 3
Student Loan Simulator 1
student loans 11
subprime cards 1
subscription 1
subscriptions 1
success 1
sue 2
sued 1
Sueing 1
Suggestions for BT card 1
sunrise credit services 1
superior rental purchase 1
SYNCB 1
Synchrony 6
synchrony bank 1
synthetic identity fraud 1
T mobile 2
target 2
Target Card 2
tax 2
tax lien 2
tax refund 1
TCPA 1
Tech Issue 1
Tequila Shots 1
Texas 1
Texas Debt Verification 1
Texas Guarentee 1
Thin 1
Thin File 1
third party debt collectors 1
Time since most recent account opening is too short 1
timeline 1
Timing 1
Too many credit cards 1
too many inquiries 1
too much available credit 1
tradelines 3
trades 1
traffic ticket 1
Trans-union TU score jumping 1
transunion 25
transunion dispute 6
Transworld Systems 2
tranunion dispute 1
Travel cards 76
Travel rewards 2
TSI 1
tu 6
TU: 777 1
Tuition 1
TX 1
types of loans to keep 1
U.S. Bank 2
Ultimate 3B 1
Ultra FICO 1
unusual behavior 2
update 2
updates 5
upgrade 1
upside down 2
upstart 1
us bank 2
US Bank Premier Line of Credit 1
usage 2
utility 1
utilization 21
utilization decrease 1
Uverse 1
VA 1
va loan 4
vantage 3
Vantage Score 8
VantageScore 5
Variance between OC & collections dates 1
vehicle repossession 1
Verification 3
verizon 2
Verizon Fios 1
victim 1
Victoria's secret 1
visa 2
VISA cards 2
visa signature 1
Volvo 1
Volvo Financial Services 1
WagWalking 1
Walmart 1
Walmart Synchrony 1
wayfair 1
Wells Fargo 3
wells fargo dealer services 1
Wells Fargo Propel 1
when is it 30 days past due 1
Which first for least impact on credit 1
Why did my Scores Drop 1
without hard inquiry 1
without hard pull 1
Wondering 1
Worried on getting denied 1
worth card to apply 1
Wrong address 1
Wrong addresses 1
You Can Get to 850 1
young 1
zero 1
zero balance 1
zombie debt 1

Topics with Label: Card

The final word on # of credit cards and my credit ...

Do you get a warning before being closed for inact...

Utilization: Which card should I pay down?