Topics with Label: credit rebuilding

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Settled Charge Off

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30 Replies

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Paid Charge Off - Is this reporting correctly?

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3 Replies

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I think I have Every Type of Loan Now...

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Rental history?

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11 Replies

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how long to bounce back because of new credit

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6 Replies 4147 Views

6 Replies

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car 4
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credit 58
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Credit advice 1
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credit alert 3
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credit approvals 3
credit builder loan 2
credit building 9
Credit bureau 38
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Credit bureaus 12
Credit Card 108
credit card application 1
Credit card applications 7
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credit card approval 2
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Credit card denial 1
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Credit card networks 2
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Credit fix 1
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Credit freeze 10
credit help 1
credit history 13
Credit improvement 3
credit improvements 1
Credit in the News 3
credit increase 1
credit increase request 1
Credit inquiries 8
credit journey 1
credit karma 12
credit knowledge 1
Credit Limit 16
Credit limit increase 36
credit limit increases 1
Credit line 1
credit line increase 1
Credit Line Increase. 3
Credit Line Increase. Upgrade 1
Credit Lock 2
credit management 2
credit managing 4
Credit Mistakes 4
credit mix 5
Credit monitoring 85
Credit one 2
credit one bank 2
credit one closed 1
credit plateau 1
credit problems 2
credit pull 2
Credit rebuild 18
credit rebuilding 5
Credit Repair 21
credit repair help 7
credit report 63
Credit Report investigation 11
Credit reporting 85
Credit Reporting Agency 10
credit reporting and lowering credit line for no reason that i can understand 1
credit reporting error 5
Credit reporting questions 1
credit reports 20
Credit reports collections 10
Credit Reports Updates 2
credit repot 1
Credit requirement 1
credit score 75
Credit score decrease 7
Credit score fluctuations 11
credit score increase 3
Credit Score Management 5
credit scores 24
credit scores dropping 8
credit scoring 5
credit scrub 1
CREDIT SEEKING 1
Credit sesame 2
Credit simulator 1
Credit Tanked 2
Credit Tracker 2
credit union 13
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credit unions 6
credit usage 1
credit utilization 7
creditcard 1
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creditone 1
Creditor 5
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creditreport 1
creditscore 4
creditt 1
creditwise 2
Cross Border Payment 1
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Customer Service 7
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Data Breach 2
data breach settlement 1
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dates 2
dcu 2
DCU Credit 1
dealership 1
debit card 2
debt 18
debt collection 9
debt collector 5
debt consolidation 5
debt free 3
Debt Management 333
Debt Paydown 10
debt payoff strategies 1
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debt SOL 1
Debt to Income 9
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default 1
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Deferral 1
delete 1
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Denial 3
Denied 1
denied due to many inquiries 2
Dept Credit Consolidating 1
DEROG with UTIL% 1
Derogatory 6
derogatory mark 5
Derogs 1
diamond 1
digital wallet 1
Dillards 1
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Discover IT 4
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discover personal loan 1
Discover secured 2
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dispute 26
dispute process 9
dispute progress 1
Dispute threshold 1
Disputes 53
disputet 1
Disputing late payment 5
diverse credit profile 1
diversified consultants 1
Diversity 1
divorce 1
document 1
DOFD 9
Dog Sitting 1
Dog Walking 1
Drivetime 1
Drop 1
drop in experian score 1
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DTI 7
DTI ratio 3
due date 1
due dates 1
early exclusion 9
early warning 1
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ecs 1
education 2
EE 3
Elastic 1
employer 1
Employer credit pull 1
employment 1
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Enhanced Recovery 1
EQ: 761 EX: 709 1
equifax 65
equifax credit freeze 2
equifax dispute 8
Equifax Fraud dispute 6
Equifax free credit freeze 3
Equifax Updating File Recycled Social Security Number 1
errors 6
estimate 1
Etc... 1
etrade 1
eviction 2
EWS 3
Excel 1
Exeprian dispute online block 1
Experian 65
Experian app score 1
Experian Boost 2
experian FICO 3
experian phone number 1
Experian slow to report and up date 1
Experian. Dispute. 10
ExperianIdWorks 1
Extra Income 1
Failed to Pay 1
failure to pay 1
fair collection 1
FAKO 10
Family 1
family financing 1
FCDPA 1
fco 1
FCRA 15
FCRA 605b 1
FCRA violation 4
FDCPA 2
fdcpa lawsuit federal collection agency 1
FED loan 1
Federal reserve 1
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fell 1
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Fico 26
fico 2 1
fico 4 1
FICO 5 4 and2 2
fico 8 9
FICO announcement 35
FICO announcements 4
fico definitions 1
FICO Essentials 1B 2
FICO July 2020: Eq-626 Trans-631 Exp-614 1
fico mortgage 1
FICO Score 385
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FICO Score 3B Report 5
FICO Score 9 37
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FICO Score versions 273
FICO scores 5
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fico9 1
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First card 1
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flagged account 1
flex 1
Ford Motor Credit 1
foreclosure 3
Foreclosure & Short sell 1
forums 1
Fraud 89
Fraud alert 13
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Fraud protection 3
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Freeze 11
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Frontline 1
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full credit history 1
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garnishment 1
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Google pay 1
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great sports 1
Green Card 1
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h 1
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Hard inquiries 13
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Hard Pull 12
Hard pull inquiry 5
hard pulls 2
hardpull 1
held 1
HELOC 5
help 17
Help Boost my Credit 2
help learning about credit 1
Help ME!!! 2
Help Needed 1
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Help! 5
high credit 1
high credit utilization 4
high interest 1
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HIPAA 1
history 5
HOA 2
home 1
home depot 1
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housing 2
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HP 8
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I phone financing 1
IC SYSTEMS 2
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identity 4
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Identity fraud 17
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identity theft 40
Idiots reported to the wrong person’s credit bureau 1
idk 1
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Impact 1
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improve 1
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Inaccurate reporting 1
income 3
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Increase 6
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initial limits credit union usaa 1
Innovis 5
Inquiries 24
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inquiry 14
insolvency 1
Instacart 1
installment 1
installment loan 11
installment loans 3
insurance 7
Insurance Companies 1
intent to sue 1
interest 4
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internet 1
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Investing 2
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IRS 3
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Item remains 1
ITIN 2
iup 1
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judgement 5
Judgements 1
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L 1
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Large credit lines 1
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Last Four 4 social security debt collector call verification 1
late 1
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late payment 13
Late payment removals 2
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Late to the Credit Party 1
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Law 2
Law suit 1
lawsuit 4
learning curve 1
lease 6
legal 4
legal action 2
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Legal timeline to a collection agency 1
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lending club 5
Length of time account have been established 2
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mf 1
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monitoring 4
Mortage loan 3
mortgage 26
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Mortgage History 2
mortgage loan 10
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Multi-charge off 1
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My Story 1
myfico 12
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Need advice 2
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Negative 1
Negative items or DEROG 189
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new 2
New Account 4
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New CLI 1
new credit 6
New credit & loan 316
New credit & loans 3
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New inquiry 2
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new to credit 5
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NFCU 18
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NFCU CLI 1
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NMAC 1
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No dv letter response 1
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non-FICO credit scores 137
Non-FICO Scores 2
non-sufficient funds 1
Nordstrom Visa 1
Not more than 2 payments past due 1
Not opening macy card 1
not reporting 2
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NSF 1
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NYSE 1
OCC 1
Of 1
off 1
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Off-cycle update reporting Fico score improvement 2
old 1
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old debt 6
Old late payments 3
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OneMain Financial 2
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only soft inquiry 1
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open 1
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opt out 1
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Other 1,009
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paid 2
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Paragraphs added.. For human consumption. 1
past due 4
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Pay fo delete 1
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Paying off debt 5
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Paypal 6
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Pen Fed 5
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Percentage 1
Perfect Score 2
persona loan 2
personal 1
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Personal loan 35
personal loans 12
pfd 2
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Phone 3
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Please Help 1
PLOC 4
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Point drop 1
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Pre Approval 7
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PRG 1
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Privacy 3
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PSL 1
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Question 25
questions 2
QuickSilver 2
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Remarks 2
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Removal 7
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rent 6
rental 3
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Report 1
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reporting 34
reporting dates 4
Reports 8
repossed vehicle 1
repossession 5
resident 1
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Rewards 7
Rewards cards 328
REWARDS CREDIT CARDS 2
risk 1
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Rosenthal 1
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run 1
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Samsung 1
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Saving 4
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say no having the strengtth say no. 1
Scam 7
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score 19
Score and bankruptcy 1
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Score improvement 543
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score increase 3
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scores 8
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scrores 2
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SCT - easy come...easy go!!! 1
sd 1
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secured loan 6
security 1
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see 1
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soft inquiries 7
Soft pull 11
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SOL 1
SP 2
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SSL 6
SSN 7
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SYNCB 2
Synchrony 8
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synthetic identity fraud 1
T mobile 2
T-mobile 1
target 1
Target Card 3
tax 2
Tax Fraud 1
tax lien 2
tax refund 1
taxes 1
TCPA 1
Tech Issue 1
Telecheck 1
Tequila Shots 1
Texas 1
Texas Debt Verification 1
Texas Guarentee 1
Thin 1
Thin File 2
third party debt collectors 1
threat 1
Time since most recent account opening is too short 1
timeline 1
Timing 1
tips 1
Too many credit cards 1
too many inquiries 1
too much available credit 1
tradelines 3
trades 1
traffic ticket 1
Trans-union TU score jumping 1
Transferring Credit Lines 1
transunion 36
transunion dispute 7
Transunion TU score jumping 1
Transworld Systems 2
tranunion dispute 1
Travel cards 92
Travel rewards 2
Truist 1
Truist bank 1
trying to colllector 1
TSI 1
tu 9
TU: 777 1
Tuition 1
TX 1
types of loans to keep 1
U.S. Bank 3
UI 1
Ultimate 3B 1
Ultra FICO 1
unfair practices 1
unusual behavior 2
up dateing 1
update 2
updated information 1
updates 5
upgrade 1
upside down 2
upstart 1
us bank 4
US bank be late 1
Us bank cash + 1
US bank cash plus 1
US bank cash plus auto cli 1
Us bank cash+ 1
US Bank CLI 1
US Bank Premier Line of Credit 1
Usaa 3
usage 2
USBank 1
USPS 2
utility 1
utility bill 1
utilization 23
utilization decrease 1
Uverse 1
VA 1
va loan 4
vantage 3
Vantage 3.0 1
Vantage Score 9
VantageScore 4
Variance between OC & collections dates 1
vehicle 1
vehicle repossession 1
Venture 1
Verification 3
verizon 2
Verizon Fios 1
victim 1
Victoria's secret 1
visa 2
VISA cards 2
visa signature 1
Volvo 1
Volvo Financial Services 1
wage garnishment 1
WagWalking 1
Walmart 1
Walmart Synchrony 1
wayfair 1
website 3
websites 1
Wells Fargo 4
wells fargo dealer services 1
Wells Fargo Propel 1
when is it 30 days past due 1
Which first for least impact on credit 1
Why did my Scores Drop 1
without hard inquiry 1
without hard pull 1
Wondering 1
Worried on getting denied 1
worth card to apply 1
Wrong address 2
Wrong addresses 2
X1 1
You Can Get to 850 1
young 2
zelle 1
zero 1
zero balance 1
zombie debt 1