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early exclusion 9
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equifax 65
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Etc... 1
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Excel 1
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Experian 65
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Experian slow to report and up date 1
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FAKO 10
Family 1
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FICO announcement 35
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FICO July 2020: Eq-626 Trans-631 Exp-614 1
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HELOC 5
help 17
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high credit 1
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high interest 1
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HIPAA 1
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HOA 2
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housing 2
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HP 8
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IC SYSTEMS 2
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identity 4
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Identity fraud 17
identity guard 3
identity theft 40
Idiots reported to the wrong person’s credit bureau 1
idk 1
illegal 2
immigrant 1
Impact 1
impact on future FICO 1
impersonation 1
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income 3
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Increase 6
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initial limits credit union usaa 1
Innovis 5
Inquiries 24
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inquiry 14
insolvency 1
Instacart 1
installment 1
installment loan 11
installment loans 3
insurance 7
Insurance Companies 1
intent to sue 1
interest 4
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internet 1
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Investing 2
iphone 1
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IRS 3
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Item remains 1
ITIN 2
iup 1
Jared 1
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L 1
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Large credit lines 1
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Last Four 4 social security debt collector call verification 1
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lease 6
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Mortage loan 3
mortgage 26
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mortgage loan 10
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Negative 1
Negative items or DEROG 189
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new 2
New Account 4
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New credit & loan 316
New credit & loans 3
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New inquiry 2
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newbie 3
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NFCU 18
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NMAC 1
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No dv letter response 1
no explanation 1
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no hard inquiry 1
no hard pull 1
non-FICO credit scores 137
Non-FICO Scores 2
non-sufficient funds 1
Nordstrom Visa 1
Not more than 2 payments past due 1
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not reporting 2
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NSF 1
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NYSE 1
OCC 1
Of 1
off 1
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Off-cycle update reporting Fico score improvement 2
old 1
old accounts 2
old debt 6
Old late payments 3
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OneMain Financial 2
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only soft inquiry 1
Onsale 1
open 1
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opt in 1
opt out 1
Opt-out 3
options 1
OptOut 1
Other 1,009
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over 30 days late payment 1
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paid 2
paid as agreed 1
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Paragraphs added.. For human consumption. 1
past due 4
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Pay fo delete 1
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Paying off debt 5
payment 3
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Paypal 6
PayPal Cashback MasterCard 1
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Paypal Credit 8
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Pen Fed 5
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Pending 1
penfed 9
PenFed Auto Loan 1
PenFed Offers 1
PenFed Power Cash Rewards 1
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Percentage 1
Perfect Score 2
persona loan 2
personal 1
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Personal finance apps 14
personal lines of credit 3
Personal loan 35
personal loans 12
pfd 2
phillips & cohen 1
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Phone 3
Planning 1
Platinum Credit Card 2
Please Help 1
PLOC 4
PLOC APR REDUCTION 1
Point drop 1
poor credit 1
portfolio 1
Pre Approval 7
Pre-Approval 1
pre-qualified 4
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Premier Financial Credit Union 1
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PRG 1
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Primary card holder deceased 1
Privacy 3
private loans 1
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Propel. 1
prosper 3
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PSL 1
public records 4
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Question 25
questions 2
QuickSilver 2
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Ratio 1
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Reaffrimation 1
Real Estate 1
rebuild credit 2
Rebuilding 22
Rebuilding and application advice 1
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Redcard 2
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relationship 1
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Remarks 2
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Removal 7
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rent 6
rental 3
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renting 2
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Repay 2
Report 1
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Report freeze 3
reporting 34
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Reports 8
repossed vehicle 1
repossession 5
resident 1
restaurants 1
Retail cards 254
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Retirement 1
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revolving credit utilization 3
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reward cards 1
Rewards 7
Rewards cards 328
REWARDS CREDIT CARDS 2
risk 1
Roamans 1
roommate 1
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Rosenthal 1
Rover 1
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RV loan 2
saferwholsale 1
Sallie Mae 1
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Samsung 1
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Saving 4
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Scam 7
scams 3
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Score drops 2
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Score improvement 543
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Score ingredients 90
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scores 8
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scrores 2
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sd 1
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SECURED CREDIT CARD 9
secured loan 6
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Soft pull 11
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SOL 1
SP 2
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SSL 6
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SYNCB 2
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Texas 1
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threat 1
Time since most recent account opening is too short 1
timeline 1
Timing 1
tips 1
Too many credit cards 1
too many inquiries 1
too much available credit 1
tradelines 3
trades 1
traffic ticket 1
Trans-union TU score jumping 1
Transferring Credit Lines 1
transunion 36
transunion dispute 7
Transunion TU score jumping 1
Transworld Systems 2
tranunion dispute 1
Travel cards 92
Travel rewards 2
Truist 1
Truist bank 1
trying to colllector 1
TSI 1
tu 9
TU: 777 1
Tuition 1
TX 1
types of loans to keep 1
U.S. Bank 3
UI 1
Ultimate 3B 1
Ultra FICO 1
unfair practices 1
unusual behavior 2
up dateing 1
update 2
updated information 1
updates 5
upgrade 1
upside down 2
upstart 1
us bank 4
US bank be late 1
Us bank cash + 1
US bank cash plus 1
US bank cash plus auto cli 1
Us bank cash+ 1
US Bank CLI 1
US Bank Premier Line of Credit 1
Usaa 3
usage 2
USBank 1
USPS 2
utility 1
utility bill 1
utilization 23
utilization decrease 1
Uverse 1
VA 1
va loan 4
vantage 3
Vantage 3.0 1
Vantage Score 9
VantageScore 4
Variance between OC & collections dates 1
vehicle 1
vehicle repossession 1
Venture 1
Verification 3
verizon 2
Verizon Fios 1
victim 1
Victoria's secret 1
visa 2
VISA cards 2
visa signature 1
Volvo 1
Volvo Financial Services 1
wage garnishment 1
WagWalking 1
Walmart 1
Walmart Synchrony 1
wayfair 1
website 3
websites 1
Wells Fargo 4
wells fargo dealer services 1
Wells Fargo Propel 1
when is it 30 days past due 1
Which first for least impact on credit 1
Why did my Scores Drop 1
without hard inquiry 1
without hard pull 1
Wondering 1
Worried on getting denied 1
worth card to apply 1
Wrong address 2
Wrong addresses 2
X1 1
You Can Get to 850 1
young 2
zelle 1
zero 1
zero balance 1
zombie debt 1

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