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Why Do The 3 CRA's Report So Differently

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7 Replies 1278 Views

7 Replies

1278 Views

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dcu 2
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debit card 2
debt 18
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debt collector 4
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Debt Management 333
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Discover secured 2
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dispute process 9
dispute progress 1
Dispute threshold 1
Disputes 53
disputet 1
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diverse credit profile 1
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document 1
DOFD 9
Dog Sitting 1
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Drop 1
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due date 1
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early exclusion 9
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ecs 1
education 2
EE 3
Elastic 1
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EQ: 761 EX: 709 1
equifax 65
equifax credit freeze 2
equifax dispute 8
Equifax Fraud dispute 6
Equifax free credit freeze 3
Equifax Updating File Recycled Social Security Number 1
errors 6
estimate 1
Etc... 1
etrade 1
eviction 2
EWS 3
Excel 1
Exeprian dispute online block 1
Experian 65
Experian app score 1
Experian Boost 2
experian FICO 3
experian phone number 1
Experian slow to report and up date 1
Experian. Dispute. 10
ExperianIdWorks 1
Extra Income 1
Failed to Pay 1
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fair collection 1
FAKO 10
Family 1
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FCDPA 1
fco 1
FCRA 15
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FDCPA 2
fdcpa lawsuit federal collection agency 1
FED loan 1
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Fico 26
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FICO 5 4 and2 2
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FICO announcement 35
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fico definitions 1
FICO Essentials 1B 2
FICO July 2020: Eq-626 Trans-631 Exp-614 1
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FICO Score 385
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FICO Score 9 37
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First-time home buyer 6
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foreclosure 3
Foreclosure & Short sell 1
forums 1
Fraud 89
Fraud alert 13
fraud attempt 4
fraud dispute 5
Fraud protection 3
fraudulent 3
fraudulent account 1
free 1
free credit report 1
free credit score 2
free FICO score 1
free score 4
free trials 1
Freeze 11
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Frontline 1
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full credit history 1
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Fun 1
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Garden 2
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General credit 17
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Google pay 1
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h 1
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Hard pull inquiry 5
hard pulls 2
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HELOC 5
help 17
Help Boost my Credit 2
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Help ME!!! 2
Help Needed 1
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Help! 5
high credit 1
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HIPAA 1
history 5
HOA 2
home 1
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Home improvement 1
Home Mortgage 3
Hotel Status 1
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HP 8
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IC SYSTEMS 2
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identity 4
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Identity fraud 17
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identity theft 40
Idiots reported to the wrong person’s credit bureau 1
idk 1
illegal 2
immigrant 1
Impact 1
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impersonation 1
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improving credit 5
Inaccurate info on report 5
Inaccurate reporting 1
income 3
Income Verification 2
incompetency 1
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Increase 6
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initial limits credit union usaa 1
Innovis 5
Inquiries 24
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Inquiries Summary 5
inquiry 14
insolvency 1
Instacart 1
installment 1
installment loan 11
installment loans 3
insurance 7
Insurance Companies 1
intent to sue 1
interest 4
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internet 1
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Investing 2
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IRS 3
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ITIN 2
iup 1
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Kohls 1
L 1
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Large credit lines 1
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late payment 13
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Late to the Credit Party 1
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Law 2
Law suit 1
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lease 6
legal 4
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Legal timeline to a collection agency 1
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lending club 5
Length of time account have been established 2
LexingtonLaw 1
Lexis Nexis 2
LexisNexis 13
lien 1
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liens 1
LightStream 1
limit 1
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Line of Credit 9
Lines 1
lines of credit 4
literally 1
LN 1
loan 10
loan and credits 4
loan applications 1
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Loans 31
LOC 4
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Low Scores 4
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LVNV 1
Macy's Amex 1
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Maryland 1
mastercard 2
maxed out 3
maximum 1
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Midland 1
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Mortage loan 3
mortgage 26
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Mortgage History 2
mortgage loan 10
Mortgage scores 6
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My Story 1
myfico 12
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Need advice 2
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Negative 1
Negative items or DEROG 189
Negative Remarks 3
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nelnet 1
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new 2
New Account 4
new accounts 1
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New CLI 1
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New credit & loan 316
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NFCU 18
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NMAC 1
no credit 2
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No dv letter response 1
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no hard inquiry 1
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non-FICO credit scores 137
Non-FICO Scores 2
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Nordstrom Visa 1
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NSF 1
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NYSE 1
OCC 1
Of 1
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old 1
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OneMain Financial 2
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Other 1,009
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Paragraphs added.. For human consumption. 1
past due 4
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Pay fo delete 1
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Paying off debt 5
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payment history 7
payment method 1
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Paypal 6
PayPal Cashback MasterCard 1
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Paypal Credit 8
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Pen Fed 5
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PenFed Auto Loan 1
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Percentage 1
Perfect Score 2
persona loan 2
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Personal loan 35
personal loans 12
pfd 2
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Phone 3
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Please Help 1
PLOC 4
PLOC APR REDUCTION 1
Point drop 1
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Pre Approval 7
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PRG 1
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Privacy 3
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Prosper Loan 1
PSL 1
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purchases 1
Question 25
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Ratio 1
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Remarks 2
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Removal 7
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remove 2
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rent 6
rental 3
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Repay 2
Report 1
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Report freeze 3
reporting 34
reporting dates 4
Reports 8
repossed vehicle 1
repossession 5
resident 1
restaurants 1
Retail cards 254
Retail cards credit limit increase 1
Retirement 1
Revenue group 1
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reward cards 1
Rewards 7
Rewards cards 328
REWARDS CREDIT CARDS 2
risk 1
Roamans 1
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Rosenthal 1
Rover 1
run 1
RV loan 2
saferwholsale 1
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Samsung 1
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Saving 4
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Scam 7
scams 3
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sccu 1
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score 19
Score and bankruptcy 1
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score drop 9
Score drops 2
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Score improvement 542
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Score ingredients 90
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ScoreWatch Equifax 1
scrores 2
SCT 1
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sd 1
secure credit card 1
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SECURED CREDIT CARD 9
secured loan 6
security 1
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Self Lender 1
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settlement 3
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Shellpoint 1
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short payment 1
simulator 5
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social security 1
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Sofi personal loan 4
soft inquiries 7
Soft pull 11
soft pulls 4
SOL 1
SP 2
Spark 1
Spending debt 1
split file 2
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spousal fraud 2
spreadsheet 1
SSI 1
SSL 6
SSN 7
SSN Trace report 1
Star Card 2
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Stock Market 1
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Sueing 1
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SYNCB 2
Synchrony 8
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T mobile 2
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target 1
Target Card 3
tax 2
Tax Fraud 1
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TCPA 1
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Texas 1
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Thin 1
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threat 1
Time since most recent account opening is too short 1
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Timing 1
tips 1
Too many credit cards 1
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too much available credit 1
tradelines 3
trades 1
traffic ticket 1
Trans-union TU score jumping 1
Transferring Credit Lines 1
transunion 36
transunion dispute 7
Transunion TU score jumping 1
Transworld Systems 2
tranunion dispute 1
Travel cards 92
Travel rewards 2
Truist 1
Truist bank 1
TSI 1
tu 9
TU: 777 1
Tuition 1
TX 1
types of loans to keep 1
U.S. Bank 3
UI 1
Ultimate 3B 1
Ultra FICO 1
unfair practices 1
unusual behavior 2
up dateing 1
update 2
updated information 1
updates 5
upgrade 1
upside down 2
upstart 1
us bank 4
US bank be late 1
Us bank cash + 1
US bank cash plus 1
US bank cash plus auto cli 1
Us bank cash+ 1
US Bank CLI 1
US Bank Premier Line of Credit 1
Usaa 3
usage 2
USBank 1
USPS 2
utility 1
utility bill 1
utilization 23
utilization decrease 1
Uverse 1
VA 1
va loan 4
vantage 3
Vantage 3.0 1
Vantage Score 9
VantageScore 4
Variance between OC & collections dates 1
vehicle 1
vehicle repossession 1
Venture 1
Verification 3
verizon 2
Verizon Fios 1
victim 1
Victoria's secret 1
visa 2
VISA cards 2
visa signature 1
Volvo 1
Volvo Financial Services 1
wage garnishment 1
WagWalking 1
Walmart 1
Walmart Synchrony 1
wayfair 1
website 3
websites 1
Wells Fargo 4
wells fargo dealer services 1
Wells Fargo Propel 1
when is it 30 days past due 1
Which first for least impact on credit 1
Why did my Scores Drop 1
without hard inquiry 1
without hard pull 1
Wondering 1
Worried on getting denied 1
worth card to apply 1
Wrong address 2
Wrong addresses 2
X1 1
You Can Get to 850 1
young 2
zelle 1
zero 1
zero balance 1
zombie debt 1