General Credit Topics

myFICO® Forums

TU score dropped 19 points. Can't figure out why.

by on Latest post on by

7 Replies 333 Views

7 Replies

333 Views

44 points on TU and 45 on EQ increase Vantage 3.0

by on Latest post on by

2 Replies 309 Views

2 Replies

309 Views

My First Score (FAKO VS FICO)

by on Latest post on by

5 Replies 470 Views

5 Replies

470 Views

TransUnion split file ... ugh.

by on Latest post on by

9 Replies 5944 Views

9 Replies

5944 Views

Check your TU report today

by on

0 Replies 917 Views

0 Replies

917 Views

Labels

0 1
1037 1
1099-C 1
18 2
180 day grace period 1
19 1
19 year old 1
524 Rule 1
700 club 2
800 4
850 FICO 1
AAFES 1
AAOA 9
Aaron's 1
access checks 1
account clouser 1
Account Number 1
address 2
address change 1
adverse accounts 1
Advice 5
affirm 1
age 2
age Credit closing card 1
Alaska airlines Bank of America 1
alert 1
alerts 5
alien 1
Alliant 3
amazon 2
Amazon Net 55 1
amazon store card 2
Amazon Synchrony 1
American Express 6
american express platinum 1
amex 7
Amex 3xCLI 1
amex affecting fico score 1
AMEX BCE 1
Amex Blue Cash Everyday 2
Amex Blue Cash Preferred 1
Amex Cash Magnet 1
Amex Cli 1
Amex credit increase revolvers 1
Amex Delta sky miles 1
Amex Gold 2
amex platinum 1
amount you owe 1
and etc 1
Angry and Frustrated Scores dropped 1
annual credit report 1
annual fee 1
apartment 1
Apartment Renting 5
app 1
App Spree 33
App spree Approvals Gardening 2
Apple 2
Application 2
Application approval 2
Application Help 1
Applications 1
applying 1
approval 3
Approval odds 4
approvals 2
Approved 2
APR 3
APR PLOC 1
arbitration 1
Arrival 1
assessed fees 1
AT&T 1
att 2
AU 4
Authorized User 27
Authorized user is filing for BK 1
Auto CLI 1
Auto lease 2
Auto Loan 12
auto loans 3
Auto purchase 2
Auto refinance 3
Auto-generated applications 1
automotive 1
Autopay 1
AZEO 5
Backdoor 1
Backdoor number for Recon 1
bad credit 2
balance 3
balance tracking 1
Balance Transfer 31
Bank of America 7
bank trust 1
Bankcrupties Credit 1
Banking 6
Bankruptcy 16
Bankruptcy and Credit Cards 1
Bankruptcy Chapter 7 3
Bankruptcy. Fico score 1
banks 2
banrupcty 1
Barclay Card 1
barclaycard 1
Barclays 1
BBVA Compass 1
best buy visa 1
Best Egg 2
BEST LINES OF CREDIT 1
bill 3
bill pay 1
bk 1
Bk 13 1
Black Market Surveillance 1
BMW 1
BOA 5
BOA Travel Rewards Approved 2
BofA 3
boost 1
Brokerage Account 1
budgeting 3
Building 1
building credit 6
bureau 1
Bureau reporting 1
Bureaus not reporting credit lines 3
business credit 1
Business Credit Approval 1
business line of credit 1
cancel credit check total 1
Cap 1 1
Cap One 4
cap1 1
Capital One 13
Capital One CLI 1
Capital one QS 1
capone 1
car 4
Car buying 1
Car Loan 5
car note 1
Card 2
Card Acquisition Risk Score 1
cards 1
Care Credit 1
Carrying high balance 1
CARS 2
CB reporting 1
CBR 1
cc 2
Cc charge off 1
CC Utilization 3
Cct 9
CFA 3
cfpb 3
chapter 7 1
charge card 1
charge off 9
Charge offs 4
Charge-off 3
Charges 1
Chase 15
Chase Amazon 1
Chase Approval 1
Chase bank 1
Chase card help needed!!! 1
chase freedom 2
Chase Freedom Unlimited 1
Chase Sapphire Preferred 1
Chase Sapphire Preferred 30 day Message 1
Chase Sapphire Reserve 1
Checking 2
checking plus 1
Chexsystem EWS Credit 1
child support 1
Child Support Score Reporting 2
citi 3
Citi Diamond 1
Citibank 4
Citizens bank 1
citizens one 1
cli 2
CLI Capital One 1
CLI increase 1
CLIs 3
closed account 1
closed accounts 4
closed credit card 5
Closing 1
closing accounts 1
closing cards 2
closing credit accounts 1
Co-sign 2
Collecting 3
collection 8
collection account 5
Collection Agency 18
collection falsely reported 2
Collection Letter 3
collection removal 1
Collection reported in error 3
collections 27
Collections HELP 14
Collector verify debt letter 1
collectors 1
college 1
comcast 1
Comcast collection 1
Comenity 2
comparison 1
Complaint 4
consolidation loan 4
consumer complaint 1
consumer finance 4
Consumer statement 1
convenience checks 1
Convergent 1
Corrections 1
cosign 1
Costco Anywhere Visa 1
Cra 5
credit 27
Credit & loan qualification 140
Credit age 1
credit alert 1
Credit Approval 19
credit approvals 1
credit builder loan 1
credit building 5
Credit bureau 26
Credit Bureau Policy Changes 7
Credit bureaus 1
Credit Card 60
Credit card applications 4
Credit card applications credit cards 4
credit card approval 1
credit card approvals 1
Credit card car 1
Credit card closed 2
Credit Card Consolidation 5
credit card debt 6
Credit Card Dec 2
credit card offers 1
credit card payments 3
Credit Card Payments to CR 2
credit card reporting 1
Credit Card Rewards 1
credit card utilization 3
credit cards 19
Credit Check 2
credit check total 7
credit check total reviews 1
credit check total scam 1
credit checks 2
credit counseling 1
credit denials 1
credit disputes 4
credit drop 1
Credit education 53
credit file 2
Credit Fraud 9
Credit freeze 5
credit help 1
credit history 4
credit improvements 1
Credit in the News 3
credit increase 1
credit karma 8
Credit Limit 12
Credit limit increase 23
Credit Line Increase. Upgrade 1
Credit Lock 1
credit managing 4
credit mix 2
Credit monitoring 53
Credit one 1
credit plateau 1
credit problems 2
credit pull 1
Credit rebuild 14
credit rebuilding 4
Credit Repair 9
credit repair help 7
credit report 41
Credit Report investigation 8
Credit reporting 51
credit reporting and lowering credit line for no reason that i can understand 1
credit reporting error 3
credit reports 15
Credit reports collections 6
credit repot 1
credit score 43
Credit score fluctuations 5
credit scores 10
credit scores dropping 5
credit scoring 5
Credit sesame 1
Credit simulator 1
Credit Tanked 1
Credit Tracker 2
credit union 6
credit unions 4
credit usage 1
credit utilization 1
CreditKarma 2
Creditor 3
creditt 1
creditwise 2
CSP 1
Customer Service 5
customer trust vs. lender trust 1
Dark web monitoring 1
Data Breach 1
data furnisher 1
data point 1
dates 2
dcu 1
dealership 1
debit card 2
debt 13
debt collection 5
debt collector 3
debt consolidation 4
debt free 2
Debt Management 209
Debt Paydown 5
debt repayment 2
Debt to Income 3
delete 1
Deleting court records 1
delinquency 3
Deliquent payments 3
Denial 1
denied due to many inquiries 1
Dept Credit Consolidating 1
DEROG with UTIL% 1
Derogatory 4
derogatory mark 2
Derogs 1
digital wallet 1
Dillards 1
discharge 1
discoer 1
Discover 9
Discover balance transfer 1
DISCOVER CLI 3
Discover IT 2
Discover IT Approval 1
Discover secured 2
discrepancy 2
dispute 11
dispute process 6
Dispute threshold 1
Disputes 31
Disputing late payment 1
diversified consultants 1
Diversity 1
document 1
DOFD 3
Dog Sitting 1
Dog Walking 1
Drivetime 1
drop in experian score 1
Dropped Scores 2
DTI 5
DTI ratio 1
early exclusion 4
education 1
EE 2
employer 1
employment 1
Enhanced Recovery 1
EQ: 761 EX: 709 1
equifax 41
equifax credit freeze 1
Equifax Fraud dispute 4
Equifax free credit freeze 2
Equifax Updating File Recycled Social Security Number 1
errors 3
estimate 1
Etc... 1
eviction 1
Excel 1
Exeprian dispute online block 1
Experian 41
Experian app score 1
experian FICO 1
experian phone number 1
Experian. Dispute. 8
Extra Income 1
Failed to Pay 1
failure to pay 1
fair collection 1
FAKO 6
Family 1
family financing 1
FCDPA 1
fco 1
FCRA 8
FCRA violation 2
FDCPA 2
fdcpa lawsuit federal collection agency 1
FED loan 1
Federal reserve 1
Federal tax lien 1
fell 1
felloff 1
Fico 16
fico 2 1
fico 4 1
FICO 5 4 and2 1
fico 8 8
FICO announcement 26
FICO announcements 2
fico definitions 1
FICO Essentials 1B 2
fico mortgage 1
FICO Score 264
FICO Score 3B Report 5
FICO Score 9 19
FICO Score changes 457
FICO Score versions 168
FICO scores 1
FICO Scoring 14
FICO Ultimate 3B 4
finance 3
Financial Review 1
financing 1
First card 1
First Mortgage 1
first premier 1
First-time home buyer 4
fixing my credit 1
foreclosure 3
Foreclosure & Short sell 1
forums 1
Fraud 64
Fraud alert 6
fraud attempt 1
fraud dispute 3
Fraud protection 1
fraudulent 3
fraudulent account 1
free 1
free credit score 2
free FICO score 1
free score 4
free trials 1
Freeze 7
freeze credit 2
Frontline 1
Frozen and fraud alerts 2
full credit history 1
Full File Disclosure 1
furniture 1
Garden 1
Gardening 4
garnishment 1
GC Collections services 1
General credit 12
General Question 2
good credit 1
good will 1
Good Will Letter 2
goodwill letter 1
Goodwill removal 1
Google pay 1
graduate loans 1
great sports 1
Green Card 1
growing 1
GW letter 1
h 1
Hacked 1
hard 1
Hard inquiries 7
hard inquiry 5
hard money 1
Hard Pull 5
Hard pull inquiry 1
hard pulls 1
hardpull 1
HELOC 5
help 9
Help Boost my Credit 2
help with collections 3
Help! 4
high credit utilization 1
high interest 1
history 5
HOA 1
home 1
home depot 1
Home improvement 1
Home Mortgage 1
housing 2
how many cc's 1
HP 5
Hunter Warfield 1
Hutton chase 1
identity 2
Identity fraud 5
identity guard 3
identity theft 23
idk 1
illegal 2
immigrant 1
impersonation 1
improve 1
improving credit 3
Inaccurate info on report 3
incompetency 1
incorrect reporting 3
Increase 5
Increases 1
initial limits credit union usaa 1
Innovis 2
Inquiries 12
Inquiries FICO score 1
Inquiries Summary 1
inquiry 11
installment loan 7
insurance 4
intent to sue 1
interest 1
interest fee 1
interest rates 2
internet 1
invalid debt 1
Investing 1
iphone loan 1
IRS 3
IRS Scams 2
Item remains 1
ITIN 1
joint account 2
joint borrowers 1
joint credit card 1
joint mortgage 1
journey 2
JP Morgan 1
judgement 4
judgment 1
junk debt 1
Kohls 1
L 1
landlord 1
Large usage 1
Last Four 4 social security debt collector call verification 1
late 1
late alerts 1
late fee drop off 1
late payment 8
late payments 11
late reporting 2
Law 1
lawsuit 4
learning curve 1
lease 5
legal 3
legal action 2
legal fees 1
Legal timeline to a collection agency 1
lender 2
lending club 4
Length of time account have been established 2
Lexis Nexis 1
LexisNexis 6
lien removal 2
liens 1
limit 1
Limit increase 1
Limited credit history 2
Line of Credit 7
lines of credit 3
LN 1
loan 7
loan and credits 4
loan applications 1
Loan approval 9
Loan company sold 1
loan payoff 2
Loans 22
LOC 1
low income 1
Low Scores 3
manufactured spending 1
many inquiries 1
Maryland 1
mastercard 1
maxed out 1
maximum 1
medical 5
medical bill 1
medical bills 4
Medical Collection 3
Medical debt 2
Medical debt collection 4
medical debts 1
Members 1
Membership 3
method of validation 1
mf 1
Mid cycle update 1
Military Star Card Collections 1
mistake 1
mix 1
money management 1
money managing 1
monitoring 3
Mortage loan 2
mortgage 14
mortgage credit 4
mortgage credit raise score 1
mortgage default 1
Mortgage History 1
mortgage loan 9
Mortgage Transfer 2
Multiple reportings 1
My Story 1
myfico 10
MyFico 3Bplus credit report experience 2
Myfico account 2
Name Change 1
name variations 1
NASDAQ 1
national consumer assistance act 1
nationwide acceptance 1
Navient 1
navy federal 1
Navy Federal approval 1
Navy Federal Credit Union 1
Navy Federal Membership 1
ndc 1
need help 1
Need loan fast 1
Negative items or DEROG 116
Negative Remarks 2
negative reporting 1
nelnet 1
Net 30 account 1
Net 55 account 1
new 1
new accounts 1
New car loan while old shows balance 1
New CLI 1
new credit 3
New credit & loan 161
New credit & loans 1
New credit card 3
new home 1
New inquiry 1
new line of credit 1
new ssn 1
new to credit 1
newbie 3
Newegg 1
NFCU 9
NFCU 2nd CC 1
NFCU Cash Rewards 1
NFCU CLI 1
NFCU CLOC 1
Nfcu visa platinum 2
NMAC 1
no credit 1
no credit history 1
no credit while paying family for home loan 1
No dv letter response 1
no explanation 1
no ftf 1
no hard inquiry 1
no hard pull 1
non-FICO credit scores 100
Non-FICO Scores 1
Nordstrom Visa 1
nyc 1
NYSE 1
Of 1
off 1
off cycle update 1
Off-cycle update reporting Fico score improvement 1
old accounts 1
old debt 3
Old late payments 2
only soft inquiry 1
Onsale 1
opt in 1
opt out 1
Opt-out 3
OptOut 1
Other 554
p2p loans 2
Paragraphs added.. For human consumption. 1
past due 1
past due bills 1
Pay-for-delete 1
paydown 1
Paying off debt 5
payment history 3
payments 2
payoff 1
Paypal 5
PayPal Cashback MasterCard 1
paypal collection 2
Paypal Credit 6
Pen Fed 3
Pending 1
penfed 6
PenFed Auto Loan 1
PenFed Power Cash Rewards 1
PenFed Promise 1
Perfect Score 1
persona loan 1
personal 1
Personal finance apps 6
personal lines of credit 2
Personal loan 30
personal loans 8
Phone 3
Platinum Credit Card 1
Please Help 1
PLOC 2
PLOC APR REDUCTION 1
poor credit 1
portfolio 1
Pre Approval 4
pre-qualified 2
Premier Financial Credit Union 1
PRG 1
Primary card holder deceased 1
private loans 1
problems 1
profiles 1
Propel. 1
prosper 3
public records 4
Question 16
questions 1
QuickSilver 1
quicksilver one 1
quizzle vantage 1
raise score 1
raising credit score up fast 1
Ratio 1
Rausch sturm israel enerson & hornik 1
Reaffrimation 1
rebuild credit 2
Rebuilding 13
Rebuilding credit 14
Rebuilding Credit after Bankruptcy 3
recovery time 1
refinance 2
Refinance of Rental Property 1
refunds 1
reinsert collection 1
relationship terminated 1
remodel 1
Removal 2
Removal dates 1
removal from credit report 5
removal letter 1
removal of lates due to forebearance 1
remove 1
Remove State Liens 1
removed collection 2
removing credit accounts 1
rent 5
rental 2
renting 2
repair 1
Repay 2
report discrepancy 4
Report freeze 1
reporting 19
Reports 4
repossession 2
resident 1
restaurants 1
Retail cards 149
revolving line of credit 2
Rewards 2
Rewards cards 168
REWARDS CREDIT CARDS 1
roommate 1
Rosenthal 1
Rover 1
run 1
RV loan 2
saferwholsale 1
Santander auto 1
Saving 2
savings 2
Scam 4
scams 2
sccu 1
score 14
Score and bankruptcy 1
score boost 1
score damage 2
score drop 5
score impact 3
Score improvement 332
score increase 3
Score ingredients 43
score late 1
Score updates 1
scores 4
Scores increase 3
scrores 2
SCT 1
SCT - easy come...easy go!!! 1
sd 1
secure credit card 1
secured 2
secured cards 1
SECURED CREDIT CARD 6
secured loan 4
security 1
security freeze 2
security-lapse 1
see 1
self 1
selflender 1
set to be deleted 1
settlement 1
Share lender credit builder credit loans 1
shopping cart 1
Shopping Cart Trick 1
Shopping Cart Trick 2018 1
simulator 5
Sleepys 1
slow to report 1
small claims 1
Small claims court 1
sms 1
sofi 3
Sofi personal loan 3
soft inquiries 4
Soft pull 5
soft pulls 2
SOL 1
split file 2
split files 2
spreadsheet 1
SSI 1
SSL 3
SSN 2
Star Card 2
State Tax Lien 1
statement 5
statue of limitations 3
statute of limitations 1
Stock Market 1
store card 1
student 1
student loan 7
Student loan age of credit history 3
Student Loan Simulator 1
student loans 11
subprime cards 1
subscription 1
subscriptions 1
success 1
sue 2
sued 1
Sueing 1
Suggestions for BT card 1
superior rental purchase 1
Synchrony 2
synchrony bank 1
T mobile 1
Target Card 1
tax 2
tax lien 2
Texas 1
Texas Debt Verification 1
Texas Guarentee 1
Time since most recent account opening is too short 1
timeline 1
Timing 1
Too many credit cards 1
too many inquiries 1
too much available credit 1
tradelines 3
trades 1
traffic ticket 1
transunion 23
transunion dispute 5
Transworld Systems 2
tranunion dispute 1
Travel cards 60
Travel rewards 2
TSI 1
tu 5
TU: 777 1
Tuition 1
TX 1
types of loans to keep 1
U.S. Bank 2
Ultimate 3B 1
Ultra FICO 1
unusual behavior 2
update 1
updates 5
upside down 2
upstart 1
us bank 2
US Bank Premier Line of Credit 1
usage 2
utilization 17
Uverse 1
va loan 4
vantage 3
Vantage Score 6
VantageScore 1
Variance between OC & collections dates 1
vehicle repossession 1
Verification 3
verizon 1
Verizon Fios 1
victim 1
Victoria's secret 1
VISA cards 2
Volvo 1
Volvo Financial Services 1
WagWalking 1
Wells Fargo 3
wells fargo dealer services 1
Wells Fargo Propel 1
when is it 30 days past due 1
Which first for least impact on credit 1
Why did my Scores Drop 1
without hard inquiry 1
without hard pull 1
Wondering 1
Worried on getting denied 1
worth card to apply 1
You Can Get to 850 1
young 1
zero 1
zombie debt 1

Topics with Label: tu

TU score dropped 19 points. Can't figure out why.

44 points on TU and 45 on EQ increase Vantage 3.0

My First Score (FAKO VS FICO)

TransUnion split file ... ugh.

Check your TU report today