Topics with Label: payment history

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so it will take 4 more years from today?

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Citi Reporting 30 day late

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Are late/missed payments removed from the credit r...

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Credit builder loan

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Have 3 new cards, $0 balance. Do I have to actuall...

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Authorized User – Payment History Improvement

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CreditKarma 2
Creditor 5
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Customer Service 7
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Dark web 1
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Data Breach 2
data breach settlement 1
data furnisher 1
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data points 1
dates 2
dcu 2
DCU Credit 1
dealership 1
debit card 2
debt 16
debt collection 8
debt collector 4
debt consolidation 5
debt free 2
Debt Management 320
Debt Paydown 9
debt payoff strategies 1
debt reorganization 1
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debt revived 1
debt SOL 1
Debt to Income 6
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deceased debt 1
decrease 1
default 1
defaults 2
Deferral 1
delete 1
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delinquency 6
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Denial 3
Denied 1
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Dept Credit Consolidating 1
DEROG with UTIL% 1
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Derogs 1
diamond 1
digital wallet 1
Dillards 1
discharge 1
discoer 1
discount 1
Discover 10
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DISCOVER CLI 3
Discover IT 3
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dispute 23
dispute process 9
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diverse credit profile 1
diversified consultants 1
Diversity 1
divorce 1
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DOFD 8
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DTI 7
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due date 1
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early exclusion 6
education 1
EE 2
Elastic 1
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equifax 55
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Equifax free credit freeze 2
Equifax Updating File Recycled Social Security Number 1
errors 5
estimate 1
Etc... 1
eviction 2
EWS 2
Excel 1
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Experian 58
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experian FICO 3
experian phone number 1
Experian. Dispute. 9
ExperianIdWorks 1
Extra Income 1
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fair collection 1
FAKO 10
Family 1
family financing 1
FCDPA 1
fco 1
FCRA 15
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FDCPA 2
fdcpa lawsuit federal collection agency 1
FED loan 1
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Fico 24
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fico 4 1
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fico 8 9
FICO announcement 35
FICO announcements 4
fico definitions 1
FICO Essentials 1B 2
FICO July 2020: Eq-626 Trans-631 Exp-614 1
fico mortgage 1
FICO Score 374
FICO Score 3B Report 5
FICO Score 9 35
FICO Score changes 736
FICO score drop 1
FICO Score Model 1
FICO Score versions 254
FICO scores 5
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FICO2 1
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First card 1
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First-time home buyer 6
fix 1
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flex 1
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forums 1
Fraud 85
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fraud attempt 4
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Fraud protection 2
fraudulent 3
fraudulent account 1
free 1
free credit score 2
free FICO score 1
free score 4
free trials 1
Freeze 9
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Frontline 1
Frozen and fraud alerts 3
full credit history 1
Full File Disclosure 1
Fun 1
furniture 3
Garden 1
Gardening 5
garnishment 1
GC Collections services 1
General credit 17
General Credit Topics 3
General Question 6
Gold 1
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good will 1
Good Will Letter 2
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Google pay 1
Google voice 1
graduate loans 1
graduation 1
great sports 1
Green Card 1
growing 1
GW letter 2
h 1
Hacked 2
hard 1
Hard inquiries 11
hard inquiry 6
hard money 1
Hard Pull 11
Hard pull inquiry 5
hard pulls 1
hardpull 1
HELOC 5
help 15
Help Boost my Credit 2
help learning about credit 1
Help ME!!! 2
Help Needed 1
Help Rebuilding 1
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Help! 5
high credit utilization 1
high interest 1
HIPAA 1
history 5
HOA 2
home 1
home depot 1
Home improvement 1
Home Mortgage 1
Hotel Status 1
Household Income 1
housing 2
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how many cc's 1
HP 8
Hunter Warfield 1
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I hate closing points 1
IC SYSTEMS 2
identify thefft 1
identity 4
identity Alert 1
Identity fraud 15
identity guard 3
identity theft 35
Idiots reported to the wrong person’s credit bureau 1
idk 1
illegal 2
immigrant 1
Impact 1
impact on future FICO 1
impersonation 1
improve 1
improving credit 5
Inaccurate info on report 3
income 1
Income Verification 2
incompetency 1
incorrect 1
incorrect reporting 3
Increase 5
Increases 1
initial limits credit union usaa 1
Innovis 3
Inquiries 24
Inquiries FICO score 7
Inquiries Summary 5
inquiry 14
insolvency 1
Instacart 1
installment 1
installment loan 9
installment loans 1
insurance 6
Insurance Companies 1
intent to sue 1
interest 3
interest fee 1
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internet 1
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iphone 1
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iphone upgrade program 1
IRS 3
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Item remains 1
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iup 1
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JP Morgan 2
judgement 5
Judgements 1
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junk debt 1
Kohls 1
L 1
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Large usage 1
Last Four 4 social security debt collector call verification 1
late 1
late alerts 1
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late payment 13
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late reporting 3
Late to the Credit Party 1
Law 2
Law suit 1
lawsuit 4
learning curve 1
lease 6
legal 4
legal action 2
legal advice 1
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Legal timeline to a collection agency 1
lender 2
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lending club 5
Length of time account have been established 2
LexingtonLaw 1
Lexis Nexis 1
LexisNexis 10
lien 1
lien removal 4
liens 1
LightStream 1
limit 1
Limit increase 1
Limited credit history 2
Line of Credit 7
lines of credit 4
LN 1
loan 8
loan and credits 4
loan applications 1
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loan payoff 2
Loanbuilder 1
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Loans 29
LOC 3
lock credit 1
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Low Scores 4
lower 1
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mailers 1
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mastercard 2
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medical 6
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medical debts 1
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Military Star Card Collections 1
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Missing Return 1
mistake 1
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mix 1
money management 1
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monitoring 4
Mortage loan 3
mortgage 25
mortgage credit 6
mortgage credit raise score 1
mortgage default 1
Mortgage History 2
mortgage loan 10
Mortgage scores 3
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Multi-charge off 1
Multiple reportings 1
My Story 1
myfico 12
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Navient 1
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ndc 1
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Negative 1
Negative items or DEROG 180
Negative Remarks 3
negative reporting 2
nelnet 1
never late 1
new 2
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new accounts 1
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New auto loan and FICO 1
New car loan while old shows balance 1
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New credit & loan 292
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new ssn 1
new to credit 5
newbie 3
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NMAC 1
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No dv letter response 1
no explanation 1
no ftf 1
no hard inquiry 1
no hard pull 1
non-FICO credit scores 131
Non-FICO Scores 1
Nordstrom Visa 1
Not more than 2 payments past due 1
not reporting 2
not updating 1
nyc 1
NYSE 1
Of 1
off 1
off cycle update 2
Off-cycle update reporting Fico score improvement 2
old 1
old accounts 2
old debt 4
Old late payments 2
OneMain Financial 1
Online banking 3
only soft inquiry 1
Onsale 1
open 1
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opt in 1
opt out 1
Opt-out 3
options 1
OptOut 1
Other 940
outstanding debt 1
p2p loans 2
paid 2
paid as agreed 1
paid medical debt 1
Paragraphs added.. For human consumption. 1
past due 3
past due bills 1
pay for delete 2
pay ment systems 1
pay off 2
pay off options 1
Pay-for-delete 1
paydown 2
Paying off debt 5
payment 3
payment history 6
payment method 1
payments 3
payoff 2
Paypal 5
PayPal Cashback MasterCard 1
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Paypal Credit 8
pays as agreed 1
peer to peer lender 1
Pen Fed 4
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Pending 1
penfed 9
PenFed Auto Loan 1
PenFed Offers 1
PenFed Power Cash Rewards 1
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Perfect Score 1
persona loan 2
personal 1
personal finance 3
Personal finance apps 14
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Personal loan 33
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pfd 2
phillips & cohen 1
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Phone 3
Planning 1
Platinum Credit Card 2
Please Help 1
PLOC 3
PLOC APR REDUCTION 1
poor credit 1
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Pre Approval 6
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pre-qualified 4
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Premier Financial Credit Union 1
PRG 1
primary account holder 1
Primary card holder deceased 1
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Propel. 1
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public records 4
Question 21
questions 1
QuickSilver 2
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quizzle vantage 1
raise score 1
raising credit score up fast 1
Ratio 1
Rausch sturm israel enerson & hornik 1
Reaffrimation 1
rebuild credit 2
Rebuilding 21
Rebuilding and application advice 1
Rebuilding credit 17
Rebuilding Credit after Bankruptcy 3
Rebuilding from charge off 1
Recon 1
recovery time 1
Redcard 2
refinance 4
Refinance of Rental Property 1
refunds 2
reinsert collection 1
relationship 1
relationship terminated 1
relationships 1
Remarks 2
remodel 1
Removal 6
Removal dates 1
removal from credit report 6
removal letter 1
removal of lates due to forebearance 1
remove 2
Remove credit limits 1
Remove State Liens 1
removed 1
removed collection 2
removing credit accounts 1
rent 6
rental 3
rental payments 1
renting 2
repair 2
Repay 2
Report 1
report discrepancy 8
Report freeze 2
reporting 31
reporting dates 4
Reports 8
repossed vehicle 1
repossession 5
resident 1
restaurants 1
Retail cards 241
Revenue group 1
revolving credit utilization 2
revolving line of credit 2
reward cards 1
Rewards 7
Rewards cards 299
REWARDS CREDIT CARDS 2
Roamans 1
roommate 1
rooms to go 1
Rosenthal 1
Rover 1
run 1
RV loan 2
saferwholsale 1
Sallie Mae 1
Sams Club 1
Sams Club Mastercard 4800 1
Samsung 1
Santander auto 1
Saving 4
savings 2
savings account 2
Scam 6
scams 3
sccu 1
scheduled payment 1
score 17
Score and bankruptcy 1
score boost 1
score damage 3
score drop 8
score impact 4
Score improvement 529
Score Improvement. 8
score increase 3
Score ingredients 83
score late 1
Score updates 3
scores 8
Scores increase 3
scores updating 1
scrores 2
SCT 1
SCT - easy come...easy go!!! 1
sd 1
secure credit card 1
secured 2
secured cards 2
SECURED CREDIT CARD 8
secured loan 6
security 1
Security Breach 2
security freeze 2
security-lapse 1
see 1
self 1
Self Lender 1
selflender 1
sesame 1
sesame cash 1
set to be deleted 1
settlement 2
settlement offer 1
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Share lender credit builder credit loans 1
Shellpoint 1
shopping cart 1
Shopping Cart Trick 1
Shopping Cart Trick 2018 1
simulator 5
sleep number 1
Sleepys 1
slow to report 1
small claims 1
Small claims court 1
sms 1
sms alertts 1
social security 1
sofi 3
Sofi personal loan 3
soft inquiries 6
Soft pull 10
soft pulls 4
SOL 1
SP 2
Spark 1
split file 2
split files 2
spousal fraud 1
spreadsheet 1
SSI 1
SSL 5
SSN 6
SSN Trace report 1
Star Card 2
State Tax Lien 1
statement 5
Statement close date 2
Statements 1
statue of limitations 3
statute of limitations 2
Stock Market 1
store card 2
store cards 3
Store Credit Cards 3
Story 1
student 4
student loan 8
Student loan age of credit history 3
student loan late payment 1
Student Loan Simulator 1
student loans 13
subprime 1
subprime cards 2
subscription 1
subscriptions 1
success 1
sue 2
sued 1
Sueing 1
Suggestions for BT card 1
sunrise credit services 1
superior rental purchase 1
SYNCB 2
Synchrony 7
synchrony bank 2
synthetic identity fraud 1
T mobile 2
T-mobile 1
target 1
Target Card 3
tax 2
tax lien 2
tax refund 1
taxes 1
TCPA 1
Tech Issue 1
Tequila Shots 1
Texas 1
Texas Debt Verification 1
Texas Guarentee 1
Thin 1
Thin File 2
third party debt collectors 1
Time since most recent account opening is too short 1
timeline 1
Timing 1
Too many credit cards 1
too many inquiries 1
too much available credit 1
tradelines 3
trades 1
traffic ticket 1
Trans-union TU score jumping 1
Transferring Credit Lines 1
transunion 32
transunion dispute 7
Transunion TU score jumping 1
Transworld Systems 2
tranunion dispute 1
Travel cards 87
Travel rewards 2
TSI 1
tu 8
TU: 777 1
Tuition 1
TX 1
types of loans to keep 1
U.S. Bank 2
UI 1
Ultimate 3B 1
Ultra FICO 1
unusual behavior 2
update 2
updates 5
upgrade 1
upside down 2
upstart 1
us bank 2
US Bank Premier Line of Credit 1
Usaa 1
usage 2
USPS 1
utility 1
utilization 23
utilization decrease 1
Uverse 1
VA 1
va loan 4
vantage 3
Vantage Score 9
VantageScore 4
Variance between OC & collections dates 1
vehicle 1
vehicle repossession 1
Venture 1
Verification 3
verizon 2
Verizon Fios 1
victim 1
Victoria's secret 1
visa 2
VISA cards 2
visa signature 1
Volvo 1
Volvo Financial Services 1
wage garnishment 1
WagWalking 1
Walmart 1
Walmart Synchrony 1
wayfair 1
website 2
websites 1
Wells Fargo 4
wells fargo dealer services 1
Wells Fargo Propel 1
when is it 30 days past due 1
Which first for least impact on credit 1
Why did my Scores Drop 1
without hard inquiry 1
without hard pull 1
Wondering 1
Worried on getting denied 1
worth card to apply 1
Wrong address 1
Wrong addresses 1
You Can Get to 850 1
young 1
zero 1
zero balance 1
zombie debt 1