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FICO Score Stress Indicators/Indexes

M_Smart007
Epic Contributor

Re: FICO Score Stress Indicators/Indexes


@GApeachy wrote:


Mirror, Mirror on the Wall,

Who's the Most SENSITIVE of Them All?

"It's you GApeachy with your evil app'ing ways, you have no restraint and your score is cray cray!"

 


@GApeachy.. smiley-laughing021.gif

Message 721 of 1,053
CassieCard
Senior Contributor

Re: FICO Score Stress Indicators/Indexes


@Brian_Earl_Spilner wrote:

@CassieCard wrote:

32 is the best score we've seen so far! Can you post a snapshot of it? It's not necessary - I'm still going to update that board based on what you posted - but that should be recorded for posterity! haha


Wait a minute...you're taking their word for it, but I had to post a screenshot to take the throne? 🧐


Can't trust this:

 

PhotoGrid_1594615674680.jpg

 

Can trust this:

 

(ArcFox Alpha-T electric - reasonable grille.)

arcfox-alpha-t.jpg

28 FICO Scores + FICO RESilience Index + 3 VS3. MTG (Mortgage), AUT (Auto), and BKC (Bankcard) are scores 5,4, and 2 from the top.

Keeper of the Scrolls of Resilience: EQ FICO Resilience Index Score Leaderboard (59 People!)

Message 722 of 1,053
CassieCard
Senior Contributor

EQ FICO Resilience Index Leaderboard - November 8, 2020

Moved to #729.

28 FICO Scores + FICO RESilience Index + 3 VS3. MTG (Mortgage), AUT (Auto), and BKC (Bankcard) are scores 5,4, and 2 from the top.

Keeper of the Scrolls of Resilience: EQ FICO Resilience Index Score Leaderboard (59 People!)

Message 723 of 1,053
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: FICO Score Stress Indicators/Indexes


@GApeachy wrote:

@Brian_Earl_Spilner wrote:

after a new collection and higher utilization reported.

 

 

Okay, I found your post.  That stinks!  Sorry!!!!!


It is what it is. Tomorrow I have time to hop on the phone and fight them. I'm thinking weird Al "Eat It" style fight.




Message 724 of 1,053
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: FICO Score Stress Indicators/Indexes


@CassieCard wrote:

@Brian_Earl_Spilner wrote:

@CassieCard wrote:

32 is the best score we've seen so far! Can you post a snapshot of it? It's not necessary - I'm still going to update that board based on what you posted - but that should be recorded for posterity! haha


Wait a minute...you're taking their word for it, but I had to post a screenshot to take the throne? 🧐


Can't trust this:

 

PhotoGrid_1594615674680.jpg

 

Can trust this:

 

(ArcFox Alpha-T electric - reasonable grille.)

arcfox-alpha-t.jpg


It's even more unreasonable now because I took the front plate bracket off.




Message 725 of 1,053
mrsgrits
Established Member

Re: FICO Score Stress Indicators/Indexes

Took a while to get this loaded. Sorry for delay.Took a while to get this loaded. Sorry for delay.

Deleted...
Message 726 of 1,053
K-in-Boston
Moderator

Re: FICO Score Stress Indicators/Indexes

I am for some reason up/down from 73 to 70!  Just barely in the Very Sensitive column now.  Same 3 red flags.  Same 818 EQ FICO score as 2 months ago.

3EC7C795-85F2-4826-B46C-E40E39F2CC08.jpeg

 

Message 727 of 1,053
CassieCard
Senior Contributor

Re: FICO Score Stress Indicators/Indexes


@K-in-Boston wrote:

I am for some reason up/down from 73 to 70!  Just barely in the Very Sensitive column now.  Same 3 red flags.  Same 818 EQ FICO score as 2 months ago.


I just posted that Brian moved to the top of the Very Sensitive group.  Now you're on top.

 

The only thing that you're really at High Risk from is all the sodium at PFK in Quebec. (De rester loin de bucket!)

28 FICO Scores + FICO RESilience Index + 3 VS3. MTG (Mortgage), AUT (Auto), and BKC (Bankcard) are scores 5,4, and 2 from the top.

Keeper of the Scrolls of Resilience: EQ FICO Resilience Index Score Leaderboard (59 People!)

Message 728 of 1,053
CassieCard
Senior Contributor

Re: FICO Score Stress Indicators/Indexes

eq_res_logo.png

 

EQ FICO Resilience Index

 

Leaderboard as of November 8, 2020

Breaking News

 

A new record for best score:
@mrsgrits DH with a 32 !!!

 

@Brian_Earl_Spilner @K-in-Boston moves to the top of
the Very Sensitive group!

 

tacpoly still has The Bat award for scoring a 39 with an EQ 8 850!

That's the best overall rating we've seen to date!

 

Dmessina666 still holds The Golden Chalice and The Golden Sword !!!

 

General Information about this score

  • FICO issued a press release about this score and it triggered a flurry of articles in the press.
  • The Washington Post published an article about this 'new score'.
  • Plenty more articles on Google here.
  • Many article authors are wondering if/when consumers will be able to obtain their score. (lol)
  • The first score was submitted to this thread on March 29, 2020.
  • New Podcast Interview: A VP of Scores at FICO talks about the new FICO Resilience Index.

This Resilience Index score is included with a myFICO subscription. It will be shown on the dashboard.

 

And as always - lower rating (higher number) doesn't mean that person has a bad credit profile in any way.

This score is really sensitive to balance amounts and it doesn't matter if you have a 600 or 850.

 

RECORD HOLDER
& KEEPER OF
THE GOLDEN SWORD!

golden-sword.png

EQ FICO RESILIENCE INDEX

Dmessina666

78

09-17-2020

 

MEMBER NAME
* denotes former award winner
see bottom of post

SCORES

RED
FLAGS

HIGH
SCORE

DATE
Click for Individual Profile Data

RESILIENT [1-44]

GOLD KEY WINNER

gold-key.png

mrsgrits' DH

32

0

32

11-01-2020

juggernaut9*

37

0

37

11-03-2020

Lulah*

37

0

37

07-24-2020

THE BAT

bat.png

tacpoly [EQ 8 850]

39

0

39

10-04-2020

JWD1980*

40

0

40

07-26-2020

Throckmorton's Wife*

40

?

40

05-07-2020

LaHossBoss SO

44

0

44

10-26-2020

MODERATE [45-59]

FireMedic1

45

2

45

06-05-2020

PicoFico

45

2

45

04-30-2020

EW800

46

2

46

05-01-2020

LP007

47

2

47

10-07-2020

Tonya-E

47

2

47

08-07-2020

LaHossBoss*

48

2

41

10-19-2020

Thomas_Thumb

48

2

48

04-07-2020

jasonbourne84

49

2

49

10-08-2020

Trudy

49

2

49

06-12-2020

BLM11

51

2

51

10-01-2020

sjt

51

2

47

08-17-2020

Chris865 [OP]

52

2

52

05-23-2020

angelwingz

53

2

53

04-09-2020

KLEXH25

53

2

53

07-26-2020

Credit4Growth

54

2

54

07-30-2020

Face_Value

54

2

54

10-17-2020

CassieCard

55

2

53

10-14-2020

Flyingifr

56

2

56

07-21-2020

kilroy8

56

?

56

06-11-2020

TMB_

56

2

56

06-01-2020

mrsgrits

57

2

57

11-06-2020

joeyv1985

58

2

58

10-13-2020

sarge12

59

2

59

08-24-2020

SENSITIVE [60-69]

coreysw12

60

2

60

10-17-2020

CreditObsessedinFL

60

2

56

09-29-2020

Birdman7

63

2

60

11-03-2020

NRB525

63

2

63

04-06-2020

Remedios

63

2

63

06-06-2020

Dogbert*

64

2

64

06-25-2020

OmarGB9

64

2

64

08-22-2020

Revelate

65

2

63

06-14-2020

RehabbingANDBlabbing

66

2

66

03-29-2020

Dumbee

68

2

56

09-11-2020

jayk1

69

?

69

09-05-2020

VERY SENSITIVE [70-99]

K-in-Boston*

70

3

70

11-04-2020

Brian_Earl_Spilner*

72

3

72

11-08-2020

CreditCuriosity*

72

3

72

10-19-2020

jasonbourne84's DH

72

3

72

10-11-2020

Kenro*

72

?

72

05-03-2020

GApeachy

74

3

73

10-13-2020

GOLDEN CHALICE WINNER AND
KEEPER OF THE GOLDEN SWORD

golden-chalice.png

golden-sword.png

Dmessina666

78

3

78

09-17-2020

 

* FORMER AWARD WINNERS *

MEMBER NAME

AWARD

TROPHY

FOR

DATE
Click for Individual Profile Data

Brian_Earl_Spilner

GOLDEN CHALICE

golden-chalice.png

Lowest rating: 76

10-01-2020

Brian_Earl_Spilner

GOLDEN SWORD

golden-sword.png

Record Low Rating: 76

10-01-2020

CreditCuriosity

GOLDEN CHALICE

golden-chalice.png

Lowest rating: 75

09-23-2020

Dogbert

GOLDEN CHALICE

golden-chalice.png

Lowest rating: 76

04-03-2020

Dogbert

GOLDEN SWORD

golden-sword.png

Record Low Rating: 76

04-03-2020

juggernaut9

GOLD KEY

gold-key.png

Highest Rating: 37

11-03-2020

JWD1980

GOLD KEY

gold-key.png

Highest Rating: 40

07-26-2020

K-in-Boston

GOLDEN CHALICE

golden-chalice.png

Lowest rating: 73

09-04-2020

Kenro

GOLDEN CHALICE

golden-chalice.png

Lowest rating: 72

05-03-2020

Kenro

GOLDEN SWORD

golden-sword.png

Record Low Rating: 72

05-03-2020

LaHossBoss

GOLD KEY

gold-key.png

Highest rating: 41

04-17-2020

Lulah

GOLD KEY

gold-key.png

Highest Rating: 37

07-24-2020

Throckmorton's Wife

GOLD KEY

gold-key.png

Highest Rating: 40

05-07-2020

 

All awards are from this game: Adventure (1980) (Atari 2600) Level 3 play through 

 

The Bat is awarded for best EQ 8 score with lowest Resilience Index score. The bat can fly away with any award - even a dragon!

 

Current Theme Music: "Wicked Game" - Cover by Daisy Gray

28 FICO Scores + FICO RESilience Index + 3 VS3. MTG (Mortgage), AUT (Auto), and BKC (Bankcard) are scores 5,4, and 2 from the top.

Keeper of the Scrolls of Resilience: EQ FICO Resilience Index Score Leaderboard (59 People!)

Message 729 of 1,053
GApeachy
Super Contributor

Re: FICO Score Stress Indicators/Indexes

First Funny GIF - First Funny Willferrell GIFs

"My Take Home Pay Don't Take Me Home"
Message 730 of 1,053
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